62:
49:
The US initially proposed that banks would need to use the advanced approach only if they were to implement Basel II. The idea of Basel IA was to enable smaller US banks to adopt a methodology that is more risk sensitive than Basel I that they are currently using for calculating capital adequacy. The
27:
accord, which was being implemented at the time. Basel IA would have been more risk sensitive than Basel I but would not be as complex as the advanced approach under Basel II.
75:
50:
Fed chairman mentioned that smaller banks who do not wish to move to Basel II Advanced or Basel IA could continue to operate under Basel I.
35:
43:
104:
39:
84:
109:
46:) it was decided to drop the proposed Basel IA and allow Basel II Standardised in its place.
8:
31:
88:
98:
67:
30:
On July 20, 2007 by a deal between the various US banking regulators (
24:
20:
19:
was proposed as an intermediate between the then current
83:
More information about Basel IA can be found in this
57:
96:
78:by the US Fed on the deal of 20 July 2007
36:Office of the Comptroller of the Currency
97:
44:Federal Deposit Insurance Corporation
13:
14:
121:
53:
60:
1:
40:Office of Thrift Supervision
7:
10:
126:
105:Financial regulation
32:The Federal Reserve
117:
70:
65:
64:
63:
125:
124:
120:
119:
118:
116:
115:
114:
110:Bank regulation
95:
94:
66:
61:
59:
56:
23:accord and the
12:
11:
5:
123:
113:
112:
107:
93:
92:
80:
79:
72:
71:
55:
54:External links
52:
9:
6:
4:
3:
2:
122:
111:
108:
106:
103:
102:
100:
90:
86:
82:
81:
77:
76:Press release
74:
73:
69:
58:
51:
47:
45:
41:
37:
33:
28:
26:
22:
18:
68:Banks portal
48:
29:
16:
15:
99:Categories
85:FDIC site
89:OCC site
42:and the
25:Basel II
17:Basel IA
21:Basel I
38:, the
34:, the
101::
87:,
91:.
Text is available under the Creative Commons Attribution-ShareAlike License. Additional terms may apply.