120:
36:
1225:
971:
991:
981:
1101:), is broadly defined as "any company that has control over a bank". All bank holding companies in the US are required to register with the Board of Governors of the
1134:
and inspecting the operations of such companies. This authority applies even though a bank owned by a holding company may be under the primary supervision of the
1331:
1165:
The downside includes responding to additional regulatory authorities, especially if there are more than 2,000 shareholders (note: prior to the Jobs Act or
1393:
1150:
Becoming a bank holding company makes it easier for the firm to raise capital than as a traditional bank. The holding company can assume debt of
46:
1378:
1305:
1119:
1135:
1139:
611:
477:
17:
1166:
1170:
1114:
1089:
1275:
1020:
80:
1358:
1335:
1263:
1085:
1383:
1182:
184:
1243:
768:
519:
922:
865:
892:
269:
1169:, the shareholder number was 300), at which point the bank holding company is forced to register with the
1126:) has responsibility for regulating and supervising bank holding company activities, such as establishing
713:
1388:
1306:"Morgan Stanley Granted Federal Bank Holding Company Status By U.S. Federal Reserve Board of Governors"
673:
601:
433:
159:
1291:
576:
411:
58:
1154:
on a tax free basis, borrow money, acquire other banks and non-bank entities more easily, and issue
1131:
984:
526:
445:
94:
62:
773:
416:
204:
1102:
1048:
1309:
54:
1013:
947:
708:
646:
606:
465:
244:
234:
870:
845:
723:
683:
678:
546:
335:
214:
194:
8:
937:
763:
753:
703:
641:
350:
219:
164:
1352:
1127:
912:
887:
783:
778:
666:
651:
626:
591:
379:
199:
104:
1097:
1271:
990:
825:
820:
661:
631:
566:
279:
1173:. There are also added expenses of operating with an extra layer of administration.
1198:
1186:
1159:
1006:
974:
902:
880:
860:
835:
698:
688:
596:
514:
1093:
1210:
1122:
1040:
942:
927:
917:
840:
830:
743:
693:
636:
616:
586:
561:
536:
450:
340:
330:
179:
154:
472:
1206:
1194:
1158:
with greater regulatory ease. It also has a greater legal authority to conduct
994:
907:
875:
815:
748:
733:
728:
656:
455:
438:
421:
325:
290:
274:
259:
174:
119:
1372:
1190:
952:
932:
855:
810:
581:
571:
551:
428:
239:
229:
209:
144:
134:
1230:
738:
541:
406:
345:
302:
264:
249:
169:
149:
1238:
1151:
1064:
897:
788:
758:
369:
254:
189:
139:
374:
1202:
487:
309:
531:
364:
850:
621:
224:
401:
1353:
Top 50 Bank
Holding Companies from the Federal Reserve Website
1155:
509:
460:
1209:) converted to bank holding companies to gain access to the
1044:
718:
556:
482:
111:
1047:, but does not necessarily engage in banking itself. The
27:
Company with significant ownership of one or more banks
1262:
1359:"holding companies of UK banking sector institutions"
1332:"AFP: Fed approves GMAC bank request in boost for GM"
1220:
1072:is often used to refer to these companies as well.
1270:. Upper Saddle River, NJ: Pearson Prentice Hall.
1370:
1145:
93:"Bancorp" redirects here. For other uses, see
1014:
43:The examples and perspective in this article
1394:Separation of investment and retail banking
1021:
1007:
1136:Office of the Comptroller of the Currency
351:Transaction (checking / current)
81:Learn how and when to remove this message
14:
1371:
1176:
1140:Federal Deposit Insurance Corporation
1379:Bank regulation in the United States
980:
29:
1167:Jumpstart Our Business Startups Act
24:
1334:. Associated Press. Archived from
1171:Securities and Exchange Commission
1115:Federal Reserve Board of Governors
25:
1405:
1346:
1189:and finance corporations such as
1223:
1086:Bank Holding Company Act of 1956
1075:
989:
979:
970:
969:
118:
34:
1268:Economics: Principles in action
1183:global financial crisis of 2008
1324:
1298:
1284:
1266:; Sheffrin, Steven M. (2003).
1256:
769:Strategic financial management
13:
1:
1249:
1108:
923:Sustainable development goals
7:
1216:
1146:Bank holding company status
57:, discuss the issue on the
10:
1410:
1292:"Bank Holding Company Act"
1043:that controls one or more
674:Fractional-reserve banking
602:Enterprise risk management
92:
577:Diversification (finance)
1132:mergers and acquisitions
1080:In the United States, a
527:Automated teller machine
95:Bancorp (disambiguation)
774:Stress test (financial)
1384:Federal Reserve System
1244:Gramm–Leach–Bliley Act
1213:'s credit facilities.
1117:, under Regulation Y (
1103:Federal Reserve System
1084:, as provided by the
948:Too connected to fail
709:Investment management
607:Environmental finance
466:Correspondent account
160:Community development
1082:bank holding company
1037:bank holding company
846:Exchange traded fund
724:Mathematical finance
684:Fundamental analysis
679:Full-reserve banking
285:Bank holding company
195:Export credit agency
103:Part of a series on
63:create a new article
55:improve this article
45:may not represent a
18:Bank Holding Company
1338:on 14 January 2011.
1185:, many traditional
1181:As a result of the
938:Time value of money
764:Statistical finance
754:Sustainable finance
704:Investment advisory
346:Time deposit (Bond)
1264:O'Sullivan, Arthur
1177:2008 credit crisis
1162:of its own stock.
913:Security (finance)
888:History of banking
784:Structured product
779:Structured finance
592:Economic expansion
105:financial services
1389:Holding companies
1312:on 31 August 2011
1160:share repurchases
1128:capital standards
1031:
1030:
826:Corporate finance
821:Capital structure
796:
795:
567:Corporate finance
387:
386:
91:
90:
83:
65:, as appropriate.
16:(Redirected from
1401:
1365:
1363:
1340:
1339:
1328:
1322:
1321:
1319:
1317:
1308:. Archived from
1302:
1296:
1295:
1288:
1282:
1281:
1260:
1233:
1228:
1227:
1226:
1199:American Express
1187:investment banks
1125:
1023:
1016:
1009:
993:
983:
982:
973:
972:
903:Personal finance
836:Equity (finance)
699:Impact investing
689:Growth investing
597:Enterprise value
504:
503:
315:
314:
270:Savings and loan
122:
100:
99:
86:
79:
75:
72:
66:
38:
37:
30:
21:
1409:
1408:
1404:
1403:
1402:
1400:
1399:
1398:
1369:
1368:
1361:
1357:
1349:
1344:
1343:
1330:
1329:
1325:
1315:
1313:
1304:
1303:
1299:
1290:
1289:
1285:
1278:
1261:
1257:
1252:
1229:
1224:
1222:
1219:
1211:Federal Reserve
1179:
1148:
1118:
1111:
1078:
1027:
962:
961:
943:Too big to fail
928:Systematic risk
841:Ethical banking
831:Cost of capital
806:
798:
797:
744:Private banking
714:Islamic banking
694:Hedge (finance)
617:Ethical banking
587:Economic bubble
562:Climate finance
537:Bank regulation
501:
493:
492:
451:Instant payment
397:
389:
388:
312:
295:
294:
130:
98:
87:
76:
70:
67:
52:
39:
35:
28:
23:
22:
15:
12:
11:
5:
1407:
1397:
1396:
1391:
1386:
1381:
1367:
1366:
1355:
1348:
1347:External links
1345:
1342:
1341:
1323:
1297:
1283:
1276:
1254:
1253:
1251:
1248:
1247:
1246:
1241:
1235:
1234:
1218:
1215:
1207:Ally Financial
1205:and GMAC (now
1195:Morgan Stanley
1178:
1175:
1147:
1144:
1110:
1107:
1090:12 U.S.C.
1077:
1074:
1070:bancorporation
1029:
1028:
1026:
1025:
1018:
1011:
1003:
1000:
999:
998:
997:
987:
977:
964:
963:
960:
959:
956:
955:
950:
945:
940:
935:
930:
925:
920:
915:
910:
908:Public finance
905:
900:
895:
890:
885:
884:
883:
878:
873:
868:
863:
853:
848:
843:
838:
833:
828:
823:
818:
816:Bond (finance)
813:
807:
805:Related topics
804:
803:
800:
799:
794:
793:
792:
791:
786:
781:
776:
771:
766:
761:
756:
751:
749:Sustainability
746:
741:
736:
734:Money creation
731:
729:Mobile banking
726:
721:
716:
711:
706:
701:
696:
691:
686:
681:
676:
671:
670:
669:
664:
659:
654:
649:
644:
639:
634:
629:
619:
614:
609:
604:
599:
594:
589:
584:
579:
574:
569:
564:
559:
554:
549:
544:
539:
534:
529:
524:
523:
522:
517:
502:
499:
498:
495:
494:
491:
490:
485:
480:
475:
470:
469:
468:
458:
453:
448:
443:
442:
441:
436:
426:
425:
424:
419:
409:
404:
398:
396:Funds transfer
395:
394:
391:
390:
385:
384:
383:
382:
377:
372:
367:
359:
358:
354:
353:
349:
348:
343:
338:
333:
328:
326:Christmas club
320:
319:
313:
301:
300:
297:
296:
291:Lists of banks
288:
287:
282:
277:
272:
267:
262:
257:
252:
247:
245:Postal savings
242:
237:
232:
227:
222:
220:Mutual savings
217:
212:
207:
202:
197:
192:
187:
182:
177:
172:
167:
162:
157:
152:
147:
142:
137:
131:
129:Types of banks
128:
127:
124:
123:
115:
114:
108:
107:
89:
88:
71:September 2024
49:of the subject
47:worldwide view
42:
40:
33:
26:
9:
6:
4:
3:
2:
1406:
1395:
1392:
1390:
1387:
1385:
1382:
1380:
1377:
1376:
1374:
1360:
1356:
1354:
1351:
1350:
1337:
1333:
1327:
1311:
1307:
1301:
1293:
1287:
1279:
1277:0-13-063085-3
1273:
1269:
1265:
1259:
1255:
1245:
1242:
1240:
1237:
1236:
1232:
1221:
1214:
1212:
1208:
1204:
1200:
1196:
1192:
1191:Goldman Sachs
1188:
1184:
1174:
1172:
1168:
1163:
1161:
1157:
1153:
1143:
1141:
1137:
1133:
1129:
1124:
1121:
1116:
1106:
1104:
1100:
1099:
1095:
1091:
1087:
1083:
1076:United States
1073:
1071:
1067:
1066:
1061:
1057:
1053:
1050:
1046:
1042:
1038:
1033:
1024:
1019:
1017:
1012:
1010:
1005:
1004:
1002:
1001:
996:
992:
988:
986:
978:
976:
968:
967:
966:
965:
958:
957:
954:
953:Watered stock
951:
949:
946:
944:
941:
939:
936:
934:
933:Systemic risk
931:
929:
926:
924:
921:
919:
916:
914:
911:
909:
906:
904:
901:
899:
896:
894:
893:List of banks
891:
889:
886:
882:
879:
877:
874:
872:
869:
867:
864:
862:
859:
858:
857:
854:
852:
849:
847:
844:
842:
839:
837:
834:
832:
829:
827:
824:
822:
819:
817:
814:
812:
811:Asset pricing
809:
808:
802:
801:
790:
787:
785:
782:
780:
777:
775:
772:
770:
767:
765:
762:
760:
757:
755:
752:
750:
747:
745:
742:
740:
737:
735:
732:
730:
727:
725:
722:
720:
717:
715:
712:
710:
707:
705:
702:
700:
697:
695:
692:
690:
687:
685:
682:
680:
677:
675:
672:
668:
665:
663:
660:
658:
655:
653:
650:
648:
645:
643:
640:
638:
635:
633:
630:
628:
625:
624:
623:
620:
618:
615:
613:
610:
608:
605:
603:
600:
598:
595:
593:
590:
588:
585:
583:
582:Eco-investing
580:
578:
575:
573:
572:Disinvestment
570:
568:
565:
563:
560:
558:
555:
553:
552:Capital asset
550:
548:
545:
543:
540:
538:
535:
533:
530:
528:
525:
521:
518:
516:
513:
512:
511:
508:
507:
506:
505:
497:
496:
489:
486:
484:
481:
479:
476:
474:
471:
467:
464:
463:
462:
459:
457:
454:
452:
449:
447:
444:
440:
437:
435:
432:
431:
430:
427:
423:
420:
418:
415:
414:
413:
410:
408:
405:
403:
400:
399:
393:
392:
381:
378:
376:
373:
371:
368:
366:
363:
362:
361:
360:
356:
355:
352:
347:
344:
342:
339:
337:
334:
332:
329:
327:
324:
323:
322:
321:
317:
316:
311:
308:
304:
299:
298:
293:
292:
286:
283:
281:
278:
276:
273:
271:
268:
266:
263:
261:
258:
256:
253:
251:
248:
246:
243:
241:
238:
236:
235:Participation
233:
231:
228:
226:
223:
221:
218:
216:
215:Middle market
213:
211:
208:
206:
203:
201:
198:
196:
193:
191:
188:
186:
183:
181:
178:
176:
173:
171:
168:
166:
163:
161:
158:
156:
153:
151:
148:
146:
145:Bulge bracket
143:
141:
138:
136:
133:
132:
126:
125:
121:
117:
116:
113:
110:
109:
106:
102:
101:
96:
85:
82:
74:
64:
60:
56:
50:
48:
41:
32:
31:
19:
1336:the original
1326:
1314:. Retrieved
1310:the original
1300:
1286:
1267:
1258:
1231:Banks portal
1180:
1164:
1152:shareholders
1149:
1130:, approving
1112:
1096:
1081:
1079:
1069:
1063:
1059:
1055:
1051:
1036:
1034:
1032:
866:participants
739:Pension fund
547:Asset growth
542:Bank secrecy
417:Bill payment
336:Money-market
306:
289:
284:
170:Credit union
77:
68:
44:
1239:Banq (term)
1120:12 CFR
1094:§ 1841
898:Market risk
789:Toxic asset
759:Speculation
647:engineering
185:Development
165:Cooperative
1373:Categories
1250:References
1109:Regulation
871:regulation
520:management
515:allocation
412:Electronic
205:Industrial
200:Investment
180:Depository
155:Commercial
1203:CIT Group
851:Financial
642:economics
622:Financial
488:BRICS PAY
280:Wholesale
275:Universal
175:Custodian
59:talk page
1316:26 April
1217:See also
1049:compound
975:Category
667:services
652:forecast
627:analysis
532:Bad debt
318:Accounts
303:Accounts
240:Payments
230:Offshore
210:Merchant
135:Advising
53:You may
1294:. FDIC.
1138:or the
1098:et seq.
1052:bancorp
1041:company
985:Commons
662:planner
632:analyst
380:Prepaid
341:Savings
331:Deposit
265:Savings
250:Private
225:Neobank
150:Central
112:Banking
1274:
1092:
995:Portal
918:Shares
881:system
861:market
422:Mobile
402:Cheque
370:Credit
305:
260:Retail
255:Public
190:Direct
1362:(PDF)
1156:stock
1068:) or
1045:banks
1039:is a
637:asset
510:Asset
500:Terms
461:SWIFT
375:Debit
357:Cards
310:Cards
61:, or
1318:2011
1272:ISBN
1113:The
1065:corp
1060:bank
1056:banc
876:risk
719:Loan
657:plan
557:Cash
483:SPFS
478:CIPS
456:Giro
434:RTGS
429:Wire
407:Card
140:Banq
1123:225
856:law
612:ESG
473:CLS
446:ACH
365:ATM
1375::
1201:,
1197:,
1193:,
1142:.
1105:.
1062:+
1035:A
439:NS
1364:.
1320:.
1280:.
1088:(
1058:/
1054:(
1022:e
1015:t
1008:v
307:·
97:.
84:)
78:(
73:)
69:(
51:.
20:)
Text is available under the Creative Commons Attribution-ShareAlike License. Additional terms may apply.