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was full time at the age of 13, later moving from mill work to farming, printer's apprentice and then becoming a local jobbing printer. His work with the church was recognized by the elders and he benefitted from their personal tuition. Amongst other activities he helped the blind secretary of Leek United
Permanent Benefit Building Society by reading to him. Hill became increasingly involved with the administration of the Leek and that became his main work from 1896. It was from the position of Secretary to the Leek that he was recruited by the Halifax in 1903, at the age of 37.
310:, with the āInvestmentā omitted from its title. Jonas Tylor, a 24-year-old lawyer's clerk, was appointed Secretary and he was supported as president by John Fisher, manager of the Halifax Joint Stock Banking Company. Jonas Tylor was to serve as Secretary of the Halifax for almost fifty years and he was responsible for the society's strategy of branch expansion from its beginning. Three branches were opened in its first year and by 1862 there was a total of 12 branches, all within Halifax. The first move out of Halifax came in 1862 with the formation of a branch in
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day for up to Ā£2999.99 and Ā£3 per day for over Ā£3000.00. For unarranged overdrafts the fee is Ā£5 per day. Credit interest has been replaced by a Ā£5 net payment every month if customers abide by the terms of the 'Reward current account'. These changes were implemented to all current account customers (except student accounts) from
December 2009. These changes caused a great deal of media attention at the time of the change, with
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43:
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the time of the merger the
Halifax Permanent had assets of Ā£33m and the Equitable Ā£14m. One of the features of the Equitable was that it had formed its own bank in 1900 ā the Halifax Equitable Bank. Although independent from the building society, only society members could buy shares. The Equitable Bank was sold to the
570:
was passed. The aim of the Act was to simplify the corporate structure of HBOS. The Act was fully implemented on 17 September 2007 and the assets and liabilities of
Halifax plc transferred to Bank of Scotland plc. The Halifax brand name was to be retained as a trading name, but it no longer exists as
390:
and
Martins on the grounds that banking was best left to specialists. The Halifax Permanent Building Society paralleled the Equitable by forming its own bank in 1910 ā the Halifax and District Permanent Banking Company ā but that was sold in 1917. Following the merger, branches were quickly opened in
415:
in 1930. On the back of the expansion in branches and agencies, and helped by the boom in private housing, assets increased from Ā£47m after the 1928 merger to Ā£123m in 1938. That was the year in which Sir Enoch Hill retired, at the age of 72, having been in charge of the
Halifax for 35 years. He had
349:
After the death of Jonas Tylor, the appointment of his successor brought in Enoch Hill, destined to be one of the great names in building society history. Hill was a mill worker's son becoming a āhalf timerā in a Leek silk mill aged 8, with little of the required afternoon education forthcoming. He
614:
cards. They also align themselves with all other
Halifax current accounts with an increased ATM daily withdrawal limit of Ā£500. Instead, all overdraft-eligible Halifax 'Standard current account' customers pay Ā£1 per day for being overdrawn by up to Ā£1999.99 within an arranged overdraft, and Ā£2 per
385:
By 1928 Halifax was in the unique position of having the two largest building societies in the country and they decided to merge. The
Halifax Equitable Building Society had been formed in 1871 and it too grew rapidly. By 1911 it claimed to be the 11th largest; third by 1921 and second by 1924. At
605:
In
February 2009, Halifax made significant changes to its current accounts. From then, all new standard current accounts had zero credit and debit interest, along with no paid and unpaid item charges (which were previously up to Ā£35). Halifax has replaced their basic 'Easycash' account with the
353:
One of Hill's early decisions was to concentrate on owner occupiers, particularly the cheaper properties. In 1904/5 the
Halifax claimed to have opened more new accounts than any incorporated building society in the UK; in 1908 it had the largest advances and by 1913 it was the largest building
332:
The 1903 history dutifully recorded the branch expansion in the late decades of the nineteenth century. By 1871 another ten local offices had been opened, supported by the construction of a new head office in 1873. Another 22 were opened in the next decade including the important cities of
305:
which carried out lending. Its decision to withdraw from lending led directly to the formation of the building society. The Halifax Permanent Building and Investment Society was proposed by the town's leaders at a meeting in December 1852. Its rules were ratified in February 1853 and it was
321:, a local mill owner, financed the building of working-class houses ābuilt cheaply, perhaps without tasteā through his Goahead Building Club. His subsequent plan to build a āsuperior class of dwellingsā involved the formation of a Building Association and it was this development of the
436:
A new head office was built at Trinity Road, Halifax, in 1973. The distinctive diamond-shaped building was used on marketing material during the 1980s and 1990s. Underneath the building is a specially constructed deedstore which is used to store property
441:
for a one-off charge of Ā£10. It is computerised and could originally be filled with Halon gas in the event of fire. Its importance has diminished in recent years because property data is now kept on a central database kept by
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which allowed societies greater financial freedoms, and diversification into other markets. Accordingly, the Halifax acquired an estate agent to complement its mortgage business. It also expanded by offering
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demutualised in 1989, the process was not repeated until the late 1990s, when most of the large societies announced demutualisation plans. In 1995, the Halifax announced it was to merge with the
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been Chairman of the National Association of Building Societies from 1921 to 1933; the first secretary of the International Congress of Building Societies in 1914 and was knighted in 1928.
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in January 2009 amid falling share price and speculation as to its future. Bank of Scotland plc (including its brands such as Halifax) became a wholly owned subsidiary of the group.
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On 14 November 2009, HBOS was hit by a power failure which affected all branches, cash machines and online banking. The bank said that the power failure occurred at an IT centre in
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office followed in 1924. Between 1918 and 1928 around 100 new branches and agencies were opened, doubling the Halifax's coverage; that decade finished with new offices in
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in 1853. By 1913 it had developed into the UK's largest building society and continued to grow and prosper and maintained this position within the UK until 1997 when it
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urging Halifax customers to keep their accounts in credit wherever possible, or consider moving their accounts to an alternative bank, in response to the new charges.
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341:; the Halifax had developed a significant regional presence. By 1902 there were 11 principal branches, all in Yorkshire cities, with a further 49 smaller branches.
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As Halifax plc, the new bank was the fifth largest in the UK in terms of market capitalisation. Further expansion took place with the 1996 acquisition of
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on 2 June 1997. Over 7.5 million customers of the Society became shareholders of the new bank, the largest extension of shareholders in UK history.
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which caused several problems for Halifax's banking system. Halifax's online banking system did not recover from the power failure for several hours.
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One of the features of the Halifax was its willingness to finance the philanthropic housing development by prominent local businessmen.
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On Boxing Day 2000, Halifax started a successful marketing campaign, which was continued after the creations of HBOS.
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instead of mutually owned organisations, owned by the customers who borrowed and saved with the society. Although the
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In 2001, a wave of consolidation in the UK banking market led Halifax to agree a Ā£10.8 billion merger with the
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model housing scheme in the 1860s that was financed by the Halifax. There followed a more substantial scheme with
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and the next stage was to take the Society national. The first branch in the south was opened at
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http://www.bankingtimes.co.uk/31102009-halifax-bank-of-scotland-retreat-on-overdraft-charges/
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256:. In 2001, Halifax plc merged with The Governor and Company of the Bank of Scotland, forming
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as among the reasons. The Bank of Scotland name was to be retained for business banking.
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The deregulation of the financial services industry in the 1980s saw the passing of the
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2018:
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1993:
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551:. The new group was named Halifax Bank of Scotland (HBOS) with headquarters in
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272:, with Halifax becoming a division of Bank of Scotland. A takeover of HBOS by
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for a fee of Ā£1. The branches were renamed as one of LSL's existing brands,
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2008:
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The 1986 act also allowed building societies to demutualise and become
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legally transferred the assets and liabilities of the Halifax chain to
63:
424:
329:, a carpet manufacturer, creating The West Hill Park Model Dwellings.
51:
1943:
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In February 2021, Halifax released a TV advertisement featuring the
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1909:
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531:, a UK life insurance company. In 1999, the Halifax acquired the
520:
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400:
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91:
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371:
42:
606:'Basic Account'. They have no unpaid charges and replaced all
504:
790:
The History of the Halifax Permanent Benefit Building Society
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338:
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The Halifax was formed out of the Loyal Georgian Society, a
1873:
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society by size of assets. Despite its size, by the end of
257:
219:
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355:
1022:
Halifax / Bank of Scotland retreat on overdraft charges
482:, mainly serving British expatriate mortgage customers.
428:
The former headquarters of the Halifax in Trinity Road,
2732:
Companies formerly listed on the London Stock Exchange
628:
On 16 October 2009, Halifax Estate Agency was sold to
1052:"Cash machines hit by power cut at bank site - Local"
664:
Halifax have also created adverts that have featured
708:
26:"The Halifax" redirects here. For other uses, see
1620:Commercial and retail banks in the United Kingdom
778:Eighty Years of Home Building ā The Halifax Plan,
535:and ComparetheLoan. In 2000, Halifax established
497:and convert to a plc. The Halifax floated on the
2708:
2717:Former building societies of the United Kingdom
926:"Bank of Scotland (Ireland) to become Halifax"
2178:
1604:
1580:
1306:Lloyds Bank Insurance Services (intermediary)
1168:
284:, including Halifax, formally became part of
314:, which had its own chairman and directors.
280:on 12 January 2009, and on 19 January 2009,
1383:Lloyds and National Provincial Foreign Bank
1303:Lloyds Bank General Insurance (underwriter)
2185:
2171:
1611:
1597:
1175:
1161:
1080:
996:"How to beat Halifax's overdraft charges"
222:brand operating as a trading division of
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813:
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762:A Hundred Years of the Halifax 1853-1953
756:
754:
752:
578:
514:
503:
448:
423:
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539:, a telephone and internet based bank.
508:A high-street branch of the Halifax in
358:the Halifax was still largely based in
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772:
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296:
226:, itself a wholly owned subsidiary of
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808:
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587:branches outside the Arndale Centre,
533:Birmingham Midshires Building Society
519:A branch of Halifax Estate Agency in
344:
1556:
1081:Alexander, Ruth (14 November 2009).
948:"HBOS Group Reorganisation Act 2006"
542:
767:
308:Benefit Building Societies Act 1836
13:
1508:HBOS Group Reorganisation Act 2006
1058:. 14 November 2009. Archived from
877:Treanor, Jill (30 November 2000).
836:. Businessweek.com. Archived from
568:HBOS Group Reorganisation Act 2006
460:
419:
262:HBOS Group Reorganisation Act 2006
248:In 1996, it became Halifax plc, a
14:
2758:
1388:Lloyds Associated Banking Company
1249:Agricultural Mortgage Corporation
1122:
1039:Halifax estate agents sold for Ā£1
2683:
2673:
2672:
1826:National Savings and Investments
1555:
1542:
1541:
1338:Bank of London and South America
971:"HBOS overdraft fees criticised"
879:"Halifax's IF goes live at last"
711:
495:Leeds Permanent Building Society
145:Russell Galley retired May 2023
50:
41:
1108:"Halifax | It's a People Thing"
1100:
1074:
1044:
1032:
1013:
988:
969:Howard, Bob (24 October 2009).
962:
940:
918:
453:The main branch of Halifax, in
252:which was a constituent of the
2742:1853 establishments in England
2207:Building Societies Association
1458:Bank of Scotland International
904:"BoS and Halifax agree merger"
896:
870:
852:
834:"A $ 60bn bonanza for Britons"
832:Dawley, Heidi (21 July 1997).
825:
795:
783:
737:Bank of Scotland International
650:
529:Clerical Medical Fund Managers
233:It is named after the town of
1:
2495:Louth, Mablethorpe and Sutton
2212:Banking in the United Kingdom
2085:Cambridge & Counties Bank
1629:Banking in the United Kingdom
1254:Lloyds Bank Corporate Markets
742:
680:, the 1939 musical fantasy,
1403:National Bank of New Zealand
391:a number of leading cities:
237:, where it was founded as a
7:
2727:Banks of the United Kingdom
1348:Cheltenham & Gloucester
1333:Bank of London and Montreal
704:
467:Building Societies Act 1986
370:in 1919; the all-important
10:
2763:
1368:Hart, Fellow's and Company
1259:Lloyds Development Capital
950:. Opsi.gov.uk. 4 July 2011
803:The Life of Sir Enoch Hill
654:
557:Bank of Scotland (Ireland)
291:
214:and colloquially known as
25:
15:
2737:Banks established in 1853
2668:
2515:National & Provincial
2330:Cheltenham and Gloucester
2230:Aberavon Mutual Permanent
2220:
2202:
2152:UK Government Investments
2129:
2059:Arbuthnot Latham & Co
2049:
1882:
1844:
1831:UK Government Investments
1818:
1788:
1734:
1699:
1662:
1635:
1626:
1586:
1581:Links to related articles
1537:
1516:
1495:
1426:
1343:Capital and Counties Bank
1325:
1318:
1296:
1267:
1241:
1228:Schroders Personal Wealth
1205:Lloyds Bank International
1192:
1083:"Power failure hits HBOS"
1041:BBC News. 16 October 2009
598:HBOS was acquired by the
583:Neighbouring Halifax and
187:
175:
165:
155:
139:
129:
116:
101:
87:
73:
61:
49:
40:
2530:Norwich and Peterborough
928:. Rte.ie. 25 August 2006
668:from franchises such as
487:public limited companies
268:which became a standard
212:Halifax Building Society
28:Halifax (disambiguation)
16:Not to be confused with
2747:Halifax, West Yorkshire
2355:City & Metropolitan
1770:Holt's Military Banking
1363:Fox, Fowler and Company
1148:Halifax Contact Details
1026:7 November 2009 at the
657:HBOS Marketing Campaign
430:Halifax, West Yorkshire
235:Halifax, West Yorkshire
123:Halifax, West Yorkshire
18:Halifax, West Yorkshire
2375:Co-operative Permanent
2240:Alliance and Leicester
1905:Allied Irish Bank (GB)
1758:Royal Bank of Scotland
1453:Banco Halifax Hispania
1393:Lloyds Bank California
906:. BBC News. 4 May 2001
619:and consumer magazine
595:
524:
512:
480:Banco Halifax Hispania
457:
433:
250:public limited company
2197:of the United Kingdom
1927:The Co-operative Bank
1233:Halifax Share Dealing
1224:St James's Place Bank
1000:Moneysavingexpert.com
582:
518:
507:
499:London Stock Exchange
452:
427:
306:registered under the
210:(previously known as
120:The Halifax Building
2722:Lloyds Banking Group
2600:Stroud & Swindon
2285:Bradford and Bingley
2275:Birmingham Midshires
2090:Close Brothers Group
1716:Birmingham Midshires
1702:Lloyds Banking Group
1413:Trustee Savings Bank
1220:Birmingham Midshires
1185:Lloyds Banking Group
1143:Lloyds Banking Group
1138:Bank of Scotland plc
866:on 12 November 2018.
732:Halifax (Irish bank)
600:Lloyds Banking Group
575:Lloyds Banking Group
286:Lloyds Banking Group
276:was approved by the
228:Lloyds Banking Group
182:Bank of Scotland plc
170:Lloyds Banking Group
56:The Halifax Building
2535:Nottingham Imperial
2150:Partially owned by
2115:Rothschild & Co
1836:UK Asset Resolution
1529:Museum on the Mound
1503:Lloyds TSB Act 1998
1473:Intelligent Finance
1279:Colleys (surveyors)
537:Intelligent Finance
297:The Jonas Tylor era
37:
2460:Ilkeston Permanent
2380:Coventry Provident
2370:Clay Cross Benefit
2290:Bradford Equitable
2195:building societies
1999:Standard Chartered
1819:Wholly state-owned
1448:British Linen Bank
1398:Lloyds Bank Canada
596:
525:
513:
458:
434:
345:The Enoch Hill era
160:Financial services
35:
2704:
2703:
2698:
2697:
2270:Bingley Permanent
2160:
2159:
2108:Kleinwort Hambros
2079:C. Hoare & Co
2050:Other commercial
1984:Secure Trust Bank
1685:HSBC Private Bank
1573:
1572:
1491:
1490:
1468:Halifax (Ireland)
543:Formation of HBOS
388:Bank of Liverpool
205:
204:
149:Managing Director
2754:
2687:
2676:
2675:
2625:Town and Country
2520:North of England
2445:Heart of England
2295:Bristol and West
2187:
2180:
2173:
2164:
2163:
2072:Butterfield Bank
2065:Bank and Clients
2019:Unity Trust Bank
1989:Sainsbury's Bank
1846:Challenger banks
1780:Isle of Man Bank
1764:Messrs. Drummond
1752:Coutts & Co.
1711:Bank of Scotland
1613:
1606:
1599:
1590:
1589:
1577:
1576:
1564:
1559:
1558:
1550:
1545:
1544:
1483:Sainsbury's Bank
1463:Clerical Medical
1430:
1358:Cunliffe, Brooks
1323:
1322:
1210:Bank of Scotland
1186:
1177:
1170:
1163:
1154:
1153:
1134:
1133:
1131:Official website
1116:
1115:
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874:
868:
867:
862:. Archived from
860:"ComparetheLoan"
856:
850:
849:
847:
845:
829:
823:
822:
815:
806:
799:
793:
787:
781:
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765:
760:Oscar R Hobson,
758:
727:Sabadell Solbank
721:
716:
715:
714:
683:The Wizard of Oz
571:a legal entity.
549:Bank of Scotland
472:current accounts
444:HM Land Registry
303:friendly society
282:Bank of Scotland
278:Court of Session
266:Bank of Scotland
239:building society
224:Bank of Scotland
218:) is a British
201:
198:
196:
194:
112:
110:
82:Bank of Scotland
54:
45:
38:
34:
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2705:
2700:
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2655:West of England
2490:Leeds Permanent
2455:Herts and Essex
2400:Essex Equitable
2310:Bury St Edmunds
2216:
2198:
2191:
2161:
2156:
2125:
2051:
2045:
2029:Clydesdale Bank
1917:Bank of Ireland
1878:
1840:
1814:
1790:Santander Group
1784:
1730:
1695:
1658:
1653:Barclays Wealth
1631:
1622:
1617:
1582:
1574:
1569:
1562:
1548:
1533:
1524:Lloyds Bank RFC
1512:
1487:
1428:
1422:
1353:Cox & Kings
1314:
1310:Scottish Widows
1292:
1263:
1237:
1188:
1184:
1181:
1129:
1128:
1125:
1120:
1119:
1106:
1105:
1101:
1091:
1089:
1079:
1075:
1065:
1063:
1056:Halifax Courier
1050:
1049:
1045:
1037:
1033:
1028:Wayback Machine
1018:
1014:
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989:
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923:
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909:
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902:
901:
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887:
885:
875:
871:
858:
857:
853:
843:
841:
830:
826:
817:
816:
809:
800:
796:
792:, 1903, London.
788:
784:
775:
768:
759:
750:
745:
717:
712:
710:
707:
670:The Flintstones
659:
653:
577:
545:
463:
461:Demutualisation
422:
420:New head office
347:
299:
294:
260:. In 2006, the
191:
146:
142:
132:
121:
108:
106:
66:
57:
31:
24:
21:
12:
11:
5:
2760:
2750:
2749:
2744:
2739:
2734:
2729:
2724:
2719:
2702:
2701:
2696:
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2693:
2692:
2681:
2669:
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2665:
2663:
2662:
2657:
2652:
2647:
2642:
2637:
2632:
2627:
2622:
2617:
2612:
2607:
2602:
2597:
2592:
2587:
2582:
2577:
2572:
2567:
2562:
2557:
2552:
2547:
2542:
2537:
2532:
2527:
2522:
2517:
2512:
2507:
2502:
2497:
2492:
2487:
2485:Leamington Spa
2482:
2477:
2472:
2467:
2462:
2457:
2452:
2447:
2442:
2440:Haywards Heath
2437:
2432:
2427:
2422:
2417:
2412:
2407:
2402:
2397:
2392:
2387:
2382:
2377:
2372:
2367:
2365:City of London
2362:
2357:
2352:
2347:
2342:
2337:
2332:
2327:
2322:
2317:
2312:
2307:
2302:
2297:
2292:
2287:
2282:
2277:
2272:
2267:
2262:
2257:
2252:
2247:
2242:
2237:
2232:
2227:
2225:Abbey National
2221:
2218:
2217:
2215:
2214:
2209:
2203:
2200:
2199:
2190:
2189:
2182:
2175:
2167:
2158:
2157:
2155:
2154:
2148:
2134:Big Four banks
2130:
2127:
2126:
2124:
2123:
2118:
2111:
2104:
2099:
2092:
2087:
2082:
2075:
2068:
2061:
2055:
2053:
2047:
2046:
2044:
2043:
2038:
2037:
2036:
2034:Yorkshire Bank
2031:
2021:
2016:
2011:
2006:
2001:
1996:
1994:Shawbrook Bank
1991:
1986:
1981:
1976:
1971:
1966:
1961:
1956:
1951:
1946:
1941:
1936:
1935:
1934:
1924:
1919:
1914:
1913:
1912:
1907:
1900:AIB Group (UK)
1897:
1892:
1886:
1884:
1880:
1879:
1877:
1876:
1871:
1866:
1861:
1856:
1850:
1848:
1842:
1841:
1839:
1838:
1833:
1828:
1822:
1820:
1816:
1815:
1813:
1812:
1807:
1800:
1794:
1792:
1786:
1785:
1783:
1782:
1777:
1772:
1767:
1760:
1755:
1748:
1742:
1740:
1732:
1731:
1729:
1728:
1723:
1718:
1713:
1707:
1705:
1697:
1696:
1694:
1693:
1688:
1681:
1676:
1670:
1668:
1660:
1659:
1657:
1656:
1649:
1643:
1641:
1633:
1632:
1627:
1624:
1623:
1616:
1615:
1608:
1601:
1593:
1587:
1584:
1583:
1571:
1570:
1568:
1567:
1553:
1538:
1535:
1534:
1532:
1531:
1526:
1520:
1518:
1514:
1513:
1511:
1510:
1505:
1499:
1497:
1493:
1492:
1489:
1488:
1486:
1485:
1480:
1475:
1470:
1465:
1460:
1455:
1450:
1445:
1440:
1434:
1432:
1424:
1423:
1421:
1420:
1415:
1410:
1405:
1400:
1395:
1390:
1385:
1380:
1375:
1370:
1365:
1360:
1355:
1350:
1345:
1340:
1335:
1329:
1327:
1320:
1316:
1315:
1313:
1312:
1307:
1304:
1300:
1298:
1294:
1293:
1291:
1290:
1285:
1280:
1277:
1271:
1269:
1265:
1264:
1262:
1261:
1256:
1251:
1245:
1243:
1239:
1238:
1236:
1235:
1230:
1225:
1222:
1217:
1212:
1207:
1202:
1196:
1194:
1190:
1189:
1180:
1179:
1172:
1165:
1157:
1151:
1150:
1145:
1140:
1135:
1124:
1123:External links
1121:
1118:
1117:
1099:
1073:
1062:on 3 June 2012
1043:
1031:
1012:
987:
961:
939:
917:
895:
869:
851:
840:on 23 May 2011
824:
807:
805:, 1934, London
794:
782:
766:
764:, 1953, London
747:
746:
744:
741:
740:
739:
734:
729:
723:
722:
706:
703:
655:Main article:
652:
649:
645:West Yorkshire
630:LSL Properties
576:
573:
544:
541:
491:Abbey National
462:
459:
421:
418:
346:
343:
298:
295:
293:
290:
254:FTSE 100 Index
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135:United Kingdom
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2618:
2616:
2615:Sussex County
2613:
2611:
2608:
2606:
2603:
2601:
2598:
2596:
2593:
2591:
2590:Staffordshire
2588:
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2531:
2528:
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2525:Northern Rock
2523:
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2516:
2513:
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2503:
2501:
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2468:
2466:
2465:Kent Reliance
2463:
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2451:
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2443:
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2438:
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2405:Frome Selwood
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2360:City of Derry
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2260:Bedford Crown
2258:
2256:
2253:
2251:
2248:
2246:
2243:
2241:
2238:
2236:
2235:Aid to Thrift
2233:
2231:
2228:
2226:
2223:
2222:
2219:
2213:
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2208:
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2204:
2201:
2196:
2188:
2183:
2181:
2176:
2174:
2169:
2168:
2165:
2153:
2149:
2147:
2144:are shown in
2143:
2142:private banks
2139:
2135:
2132:
2131:
2128:
2122:
2119:
2117:
2116:
2112:
2110:
2109:
2105:
2103:
2100:
2098:
2097:
2096:Duncan Lawrie
2093:
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2086:
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2080:
2076:
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2073:
2069:
2067:
2066:
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2057:
2056:
2054:
2048:
2042:
2041:Wesleyan Bank
2039:
2035:
2032:
2030:
2027:
2026:
2025:
2022:
2020:
2017:
2015:
2012:
2010:
2007:
2005:
2002:
2000:
1997:
1995:
1992:
1990:
1987:
1985:
1982:
1980:
1979:Reliance Bank
1977:
1975:
1972:
1970:
1967:
1965:
1962:
1960:
1959:Kent Reliance
1957:
1955:
1952:
1950:
1949:Handelsbanken
1947:
1945:
1942:
1940:
1937:
1933:
1930:
1929:
1928:
1925:
1923:
1920:
1918:
1915:
1911:
1908:
1906:
1903:
1902:
1901:
1898:
1896:
1893:
1891:
1890:Al Rayan Bank
1888:
1887:
1885:
1881:
1875:
1872:
1870:
1867:
1865:
1864:Starling Bank
1862:
1860:
1857:
1855:
1852:
1851:
1849:
1847:
1843:
1837:
1834:
1832:
1829:
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1738:
1737:NatWest Group
1733:
1727:
1724:
1722:
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1714:
1712:
1709:
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1704:
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1682:
1680:
1677:
1675:
1672:
1671:
1669:
1667:
1666:
1665:HSBC Holdings
1661:
1655:
1654:
1650:
1648:
1647:Barclays Bank
1645:
1644:
1642:
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1639:
1634:
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1444:
1441:
1439:
1438:Bank of Wales
1436:
1435:
1433:
1431:
1425:
1419:
1416:
1414:
1411:
1409:
1406:
1404:
1401:
1399:
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1374:
1371:
1369:
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1359:
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1344:
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1328:
1324:
1321:
1317:
1311:
1308:
1305:
1302:
1301:
1299:
1295:
1289:
1286:
1284:
1283:Lex Autolease
1281:
1278:
1276:
1273:
1272:
1270:
1266:
1260:
1257:
1255:
1252:
1250:
1247:
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1234:
1231:
1229:
1226:
1223:
1221:
1218:
1216:
1213:
1211:
1208:
1206:
1203:
1201:
1198:
1197:
1195:
1191:
1187:
1178:
1173:
1171:
1166:
1164:
1159:
1158:
1155:
1149:
1146:
1144:
1141:
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1136:
1132:
1127:
1126:
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1103:
1088:
1084:
1077:
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1057:
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1016:
1001:
997:
991:
976:
972:
965:
949:
943:
927:
921:
905:
899:
884:
880:
873:
865:
861:
855:
839:
835:
828:
820:
814:
812:
804:
798:
791:
786:
779:
773:
771:
763:
757:
755:
753:
748:
738:
735:
733:
730:
728:
725:
724:
720:
709:
702:
700:
696:
691:
689:
685:
684:
679:
675:
671:
667:
662:
658:
648:
646:
642:
637:
635:
631:
626:
624:
623:
618:
613:
609:
608:Visa Electron
603:
601:
594:
590:
586:
581:
572:
569:
566:In 2006, the
564:
562:
558:
554:
550:
540:
538:
534:
530:
522:
517:
511:
506:
502:
500:
496:
492:
488:
483:
481:
477:
473:
468:
456:
451:
447:
445:
440:
431:
426:
417:
414:
410:
406:
403:in 1929; and
402:
398:
394:
389:
383:
381:
377:
373:
369:
365:
361:
357:
351:
342:
340:
336:
330:
328:
327:John Crossley
324:
320:
319:Edward Akroyd
315:
313:
309:
304:
289:
287:
283:
279:
275:
271:
267:
263:
259:
255:
251:
246:
244:
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231:
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209:
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190:
186:
183:
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171:
168:
164:
161:
158:
154:
150:
144:
138:
134:
128:
124:
119:
115:
104:
100:
97:
93:
90:
86:
83:
79:
76:
72:
68:
65:
60:
53:
48:
44:
39:
33:
29:
19:
2650:West Cumbria
2585:St Stephen's
2560:Rowley Regis
2429:
2410:Gainsborough
2145:
2137:
2113:
2106:
2094:
2077:
2070:
2063:
2024:Virgin Money
2009:Triodos Bank
1964:Kingdom Bank
1883:Other retail
1810:Santander UK
1802:
1762:
1750:
1735:
1720:
1700:
1691:M&S Bank
1683:
1679:HSBC UK Bank
1674:First Direct
1663:
1651:
1636:
1560:
1546:
1378:Lewis's Bank
1214:
1111:
1102:
1090:. Retrieved
1086:
1076:
1064:. Retrieved
1060:the original
1055:
1046:
1034:
1015:
1003:. Retrieved
999:
990:
978:. Retrieved
974:
964:
952:. Retrieved
942:
930:. Retrieved
920:
908:. Retrieved
898:
886:. Retrieved
883:The Guardian
882:
872:
864:the original
854:
842:. Retrieved
838:the original
827:
802:
797:
789:
785:
777:
761:
719:Banks portal
692:
688:Thunderbirds
681:
663:
660:
638:
627:
620:
617:Martin Lewis
604:
597:
565:
546:
526:
510:Peterborough
484:
476:credit cards
464:
435:
384:
352:
348:
331:
316:
312:Huddersfield
300:
247:
243:demutualised
232:
215:
211:
207:
206:
117:Headquarters
74:Company type
32:
23:British bank
2640:Walthamstow
2565:Scarborough
2480:Lancastrian
2390:Dunfermline
2102:J.P. Morgan
2052:and private
1939:Danske Bank
1869:Tandem Bank
1804:Cater Allen
1775:Ulster Bank
1726:Lloyds Bank
1496:Legislation
1408:Porterbrook
1373:Hill Samuel
1275:Black Horse
1200:Lloyds Bank
699:Stand By Me
666:pop culture
651:Advertising
634:Reeds Rains
610:cards with
589:Cross Gates
368:Shaftesbury
216:The Halifax
131:Area served
2711:Categories
2620:Temperance
2580:St Pancras
2550:Portsmouth
2510:Mornington
2505:Mid Sussex
2500:Mercantile
2395:Eastbourne
2385:Derbyshire
2138:underlined
2121:Weatherbys
2004:Tesco Bank
1969:Metro Bank
1954:Hodge Bank
1326:Lloyds TSB
1242:Commercial
801:RK Bacon,
743:References
678:Scooby-Doo
612:Visa Debit
585:Lloyds TSB
397:Birmingham
364:Lancashire
274:Lloyds TSB
141:Key people
64:Trade name
2635:Universal
2630:Tynemouth
2570:Sheffield
2435:Hampshire
2420:Greenwich
2350:Chilterns
2300:Britannia
1944:easyMoney
1895:Aldermore
1854:Atom Bank
1478:The Leeds
1297:Insurance
819:"Halifax"
553:Edinburgh
413:Newcastle
380:Edinburgh
360:Yorkshire
96:insurance
2679:Category
2660:Woolwich
2595:Standard
2575:Shepshed
2470:Ketley's
2425:Guardian
2345:Cheshunt
2340:Cheshire
2315:Catholic
2250:Barnsley
2014:TSB Bank
1910:AIB (NI)
1638:Barclays
1549:Category
1443:Bankwest
1418:TSB Bank
1268:Consumer
1087:BBC News
1024:Archived
975:BBC News
888:12 April
705:See also
393:Aberdeen
335:Bradford
323:Akroydon
195:.halifax
156:Products
88:Industry
78:Division
2555:Regency
2545:Portman
2540:Peckham
2475:Lambeth
2430:Halifax
2415:Gateway
2335:Chesham
2325:Chelsea
2320:Century
2305:Burnley
2265:Bexhill
2255:Bedford
2193:Former
2146:italics
1974:Paragon
1746:NatWest
1721:Halifax
1563:Commons
1215:Halifax
1112:YouTube
1092:30 July
1066:30 July
1005:30 July
980:30 July
954:30 July
932:30 July
910:30 July
844:30 July
674:Top Cat
521:Bingley
455:Halifax
405:Belfast
401:Cardiff
376:Glasgow
292:History
220:banking
208:Halifax
188:Website
107: (
102:Founded
92:Finance
69:Halifax
36:Halifax
2690:Portal
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2645:Wessex
2610:Surrey
2450:Hendon
2280:Bolton
2245:Anglia
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686:, and
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622:Which?
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439:deeds
409:Derby
339:Leeds
166:Owner
2140:and
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1429:HBOS
1288:MBNA
1094:2012
1068:2012
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982:2012
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912:2012
890:2021
846:2012
474:and
411:and
399:and
378:and
362:and
337:and
258:HBOS
125:, UK
109:1853
105:1853
94:and
2605:Sun
701:".
561:ITV
356:WWI
270:plc
199:.uk
197:.co
193:www
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