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Kiva (organization)

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interest to borrowers to cover administration costs. Interest is typically higher on loans from microfinance institutions in developing countries than interest rates on larger loans in developed countries because of the administrative costs of overseeing many tiny loans, and the increased risk. As the entrepreneurs repay their loans with interest, the Field Partners remit funds back to Kiva. As the loan is repaid, the Kiva lenders can withdraw their principal or re-lend it to another entrepreneur.
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each of its field partners, as a way for prospective lenders to estimate the cost to the borrower of the loans they consider funding. The "Portfolio Yield" measures the average income earned from the field partner's outstanding loan portfolio. Some observers have pointed out that the "Portfolio Yield" measure is unreliable, and does not directly reflect the actual price that borrowers are paying for the loans.
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borrowers, who no longer need to wait weeks to receive their funding and can thus take advantage of time-sensitive business opportunities. This is disclosed on Kiva's site; each loan proposal states whether funds were pre-disbursed. Thus, lenders' loan funds are likely to go to borrowers other than those chosen by the lenders. However, since the pay-back behaviour of the specific borrower chosen by the lender
274: 2647: 3029: 305:. While Flannery was visiting Jackley in Africa, the two spent time interviewing entrepreneurs about the problems they faced in starting ventures and found the lack of access to start-up capital was a common theme. After returning from Africa, the two began developing their plan for a microfinance project that would grow into Kiva, which means "unity" in 2451:, LinkedIn's co-founder, lent Kiva $ 1 million. Kiva then allowed 40,000 people to lend $ 25 for "free". Lenders still choose a borrower, but the borrower will pay back Hoffman instead of the lender who chose them. Kiva hopes that the "free" users will lend to more of their projects, and thus increase their overall user base. 2643: 3025: 3055: 2409:
influence whether or not the lender gets their funds back (except when an MFI has chosen to cover for borrower defaults), there is at least some connection between the lender and the specific borrower. Whether lenders' preferences are used for lender preference trend analysis by any field partners or
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Kiva defends the interest rates of its field partners, however, saying its field partners provide much better rates than local alternatives, but must charge what they do because "the costs of making a micro-loan in the developing world are higher versus larger loans in the West." Kiva itself does not
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awarded a $ 3 million Global Impact Award to Kiva in 2013 to fund the Kiva Labs project, which looks for ways to increase the flexibility and impact of microfinance. Labs initiatives include lowering interest rates, providing more flexible repayment terms that accommodate issues like seasonal profits
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and had $ 12,482,528 in total expenses, leaving $ 3,150,258 to invest. The organization's net assets in 2012 totaled $ 16,248,638. Kiva itself does not charge interest on its loans; they supply capital to microfinancing institutions for free. These microfinancing institutions then lend out money with
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According to its web site, Kiva quotes interest rates as the "self reported average rate charged by the Field Partner to the entrepreneur." Kiva does not publish the interest rates charged for the individual loans funded through its website. However, it does publish the average "Portfolio Yield" of
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In July 2017, Kiva launched a World Refugee Fund, a $ 250,000 matching fund to provide support to refugees and host communities in countries including Lebanon, Jordan, and Turkey. As refugees repay the loans, they build a track record in their new locations. The fund is to be followed by a rotating
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As of March 15, 2016, Kiva had distributed $ 827,356,850 in loans from 1,394,336 lenders to 1,928,760 borrowers, and a total of 1,036,558 loans had been funded through Kiva. The average loan size is $ 411.26, and the average Kiva user has made 10.17 loans. Kiva's current repayment rate for all its
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After receiving lenders' money, Kiva aggregates loan capital from the individual lenders and transfers it to the appropriate Field Partners, which disburse the loan to the borrower. Kiva does not charge interest on the capital sent to Field Partners, but often Field Partners do charge some level of
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The following table shows the "portfolio yield" of a sampling of field partners. "Portfolio yield" figures are calculated by dividing all interest and fees paid by borrowers to the field partner by the average loan portfolio of the field partner that given year. The figure provides a more accurate
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Kiva launched a more direct peer-to-peer microlending platform, called Kiva Zip, in 2012. Kiva Zip transferred funds directly to borrowers without outsourcing disbursements and repayment collection to field partners. Instead, the program partnered with local institutions in the United States and
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In 2011, Kiva launched Kiva U.S., a 0% interest peer-to-peer lending pilot program for entrepreneurs in the United States, as part of efforts to "cut lending costs through technology". The loans posted to Kiva U.S. are often from borrowers who have been rejected for loans by traditional banking
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institutions, social impact businesses, schools and non-profit organizations around the world, called "Field Partners", that post profiles of qualified local entrepreneurs on the Kiva website. Lenders browse borrower profiles on kiva.org and choose an entrepreneur they wish to fund. The lenders
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When Kiva began, borrowers had to wait until their loans were funded on the Kiva website to receive the funds. Since then, the system has changed, so that loans are disbursed to borrowers before their stories are posted to Kiva's website. Disbursing loans sooner has a positive impact on the
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institutions, but on Kiva U.S. they do not need to be able to produce high credit scores or collateral. Kiva U.S. uses a system of trustees, who vouch for the borrowers. Kiva U.S. trustees can be local non-profits, service organizations, businesses, faith organizations or community leaders.
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Kenya called Trustees, who vetted loan applicants and provided mentorship. Kiva Zip borrowers did not pay any interest or fees and the repayment rate was 89.4%. As of March 13, 2017, the Kiva Zip subdomain redirects to the Kiva homepage, and the program appears to be discontinued.
2439:. Matt Flannery defended Kiva's decision to allow the post to remain; he asserted that removing the post would be "paternalistic" and that "Cockfighting in Peru is legal and part of a rich cultural tradition," adding that lenders could "be the ones voting with their dollars." 382:
In 2023, according to their 990 tax form, Kiva CEO Neville Crawley's salary was $ 424,238. Their total revenue in 2023 was $ 34.7M. The non-profit had thirteen staff members with salaries ranging from $ 200,000 to over $ 400,000 that year. Kiva began paying interns in 2019.
417:. Kristof and WuDunn noted the risky nature of microloans as a path out of poverty, but endorsed Kiva and similar microfinance efforts, writing that "microfinance has done more to bolster the status of women, and to protect them from abuse, than any laws could accomplish." 3147: 3051: 441:
In 2010, Kiva began a Student Microloans program that allowed lenders to help support students seeking access to higher education. Student loans are funded with the same crowd-funding approach, and typically students have 1–3 years to pay back their loans.
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high interest compared to bank finance in mature markets, averaging a portfolio yield of over 30%. The organization's main sources of funding are grants, financial backing, and discounted services from many major national corporations and institutions.
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As of November 2018, there are a total of 332 field partners listed on the Kiva website and their status is as follows: 173 Active, 41 Inactive, 14 Paused, and 104 Experimental. In addition, 178 former field partners are listed as Closed.
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institutions, social impact businesses, schools or non-profit organizations and does not generally directly provide funds to specific individuals. These organizations are charged fees by Kiva and borrowers pay interest on most loans.
3586: 449:. Vittana works on the ground in countries in Asia, Africa and Latin America, developing loan alternatives for low-income students. Through the partnership, all loans sourced by Vittana now appear on Kiva for funding. 2418:
Whether defaults are extremely low has been questioned on the ground that a field partner may pay Kiva for loans defaulted to the field partner in order to maintain the field partner's good credit with Kiva. Whether
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in 2009 failed to find evidence that the organization produces significant social benefit, with at least one partner supposedly vetted by Kiva earning high profits while having a very high recipient drop-out rate.
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of many microcredit institutions are unreasonably high. In his 2007 book he argues that microfinance institutions that charge more than 15% above their long-term operating costs should face penalties.
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in farming, and offering longer-term loans for investments like education. Labs also focuses on providing access to clean energy technology and using mobile technology in ways that will bridge the
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more than 1.6 million loans, totaling over $ 1.68 billion, with a repayment rate of 96.3 percent. Over 2 million lenders worldwide use the Kiva platform. Despite its size, independent review by
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downgraded Kiva from 4 (out of 4) to 3 stars, but by 2020 it was rated 4 stars again. Kiva has been top-rated at 4 stars since 2010 (with the exception of 2018 through mid-2019).
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Some Kiva field partners, such as Alivio Capital, specialize in funding medical loans. Others may fund medical loans as well as other loans. A development scholar in
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As of November 2018, a total of 1,530,180 loans had been funded on Kiva. The following table shows these loans sorted according to interest rate.
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In April 2005, Kiva's first seven loans were funded, totaling $ 3,500, and the original entrepreneurs were subsequently deemed the "Dream Team".
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conducted extensive due diligence and awarded Kiva a $ 1 million grant as part of its recognition of the world's best social enterprises.
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awarded Kiva a two-year $ 1 million grant, $ 1.5 million grant, and $ 1 million grant respectively. Kiva also won a $ 1 million grant in
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has suggested that microfinance medical loans can be an effective way to close the gap in medical care access in developing countries.
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collected by field partners are enough to pay for significant defaults depends on local economic conditions for each field partner.
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Kiva is supported by grants, loans, and donations from its users, corporations, and national institutions. Since 2005, Kiva has
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conducted extensive due diligence on Kiva and awarded it a $ 3 million Global Impact Award for the creation of Kiva Labs.
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business. This sparked debate among the Kiva lending community; many complained that the organization was promoting
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awarded Kiva a $ 5 million grant over five years to help Kiva expand its field partners and support due diligence.
4410:"ON | Omidyar Network Awards $ 5 Million Grant to Kiva to Spur Growth of Microfinance in Underserved Markets" 4354: 5667: 5626: 5016: 4272: 429:, transport and recycling. Green Kiva loans help fund solar panels, organic fertilizers, high-efficiency stoves, 4298: 445:
In 2014, the education offerings on Kiva expanded greatly when the organization began a deeper partnership with
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In 2008, Kiva featured the borrowing profile of a Peruvian woman asking for a loan to buy equipment for her
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highlight Kiva's work along with that of some field partner organizations, such as the Kashf Foundation in
2460:, Bill Clinton covers Kiva.org and the work the organization is currently doing and has done in the past. 4588: 4431: 3255: 2567: 2710: 487:
The average loan size for US borrowers is $ 5,000. US borrowers average about two years to repay loans.
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In 2011 Kiva added a new category of loans to help borrowers move to cleaner and safer forms of energy,
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Kiva is not stated. Kiva's response has been to keep pre-disbursing but be clearer about the process.
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Kiva City provides local business owners and entrepreneurs in U.S. cities with the opportunity to
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systems, and biofuels. As of December 2013, Kiva lenders had crowd-funded 4,600 green loans.
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averaged 23.16% for the equivalent of US$ 430 lent on average, comparable to the commercial
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conducted extensive due diligence and awarded Kiva a $ 5 million grant to scale its impact.
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insight into the costs of borrowing because it includes fees associated with borrowing.
285:. The couple's initial interest in microfinance was inspired by a 2003 lecture given by 5275: 4924: 3473: 2950: 2436: 1834: 1133: 902: 540: 298: 4801: 4733: 3820: 3813: 3478: 3234: 2473: 1536: 3695:"Kiva Piloting Microlending For U.S. Small Biz, Clinton Says It's 'A Very Big Deal'" 2954: 2895: 5558: 5518: 5508: 5125: 5115: 4700: 4214: 3869: 3468: 3143: 2940: 2533: 712:
keep any of the interest collected, but operates instead exclusively on donations.
367: 359: 306: 144: 5280: 5064: 4743: 4609: 3513:"Lending Pioneer Kiva Hits The One Billion Mark And Launches A Fund For Refugees" 3182: 3176:
Kiva Responds: The famed microlender replies to Hugh Sinclair's scathing critique
2503: 2487: 536: 430: 371: 282: 69: 4570: 3337:"Kiva and Vittana partner to crowdfund loans for students in developing nations" 5488: 5260: 4884: 4874: 4854: 3808: 3640:"Microlender Kiva Gets $ 3M Grant From Google; Aims To Tackle Microfinance 2.0" 2945: 2928: 1238:
Community Economic Ventures, Inc. (CEVI), a partner of VisionFund International
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Creating a World Without Poverty: Social Business and the Future of Capitalism
3664:"Kiva.org Receives $ 3 Million Google Global Impact Award to Launch Kiva Labs" 3583:"Pittsburgh pilot program to help finance entrepreneurs morphs into Kiva City" 727:
for Guatemala typically varies between 5 and 10% and was just 0.62% in 2009).
5651: 5598: 5483: 5468: 5285: 5250: 5245: 5175: 5160: 2517: 2495: 2420: 2044: 572: 568: 500: 410: 363: 238: 3227: 3078:"Why are microcredit interest rates higher than traditional interest rates?" 5588: 5578: 5493: 5478: 5473: 5437: 5407: 5351: 5195: 5135: 5130: 5039: 4894: 4543: 3482: 2448: 2432: 898:
Esperanza International Dominican Republic, a partner of HOPE International
556: 516: 401: 321: 286: 257: 249: 5377: 4487: 3778: 3610:"Kiva City Pittsburgh aims to lend to 100 entrepreneurs within first year" 2490:
awarded Kiva its Top Non-Profit Award based on topic area expert opinions.
586:, Virginia, helped fund more than $ 100,000 in loans to local businesses. 5553: 5528: 5392: 5331: 5230: 5095: 5008: 4710: 4380: 3454:"Microfinance: An Alternative Means of Healthcare Financing for the Poor" 2562: 2256: 1855: 1771: 1624: 1284: 1263: 1242: 1221: 583: 548: 544: 532: 528: 512: 302: 132: 64: 3175: 1087:
ADIM (Asociación Alternativa Para el Desarrollo Integral de las Mujeres)
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published a generic critique of giving marketplaces including Kiva and
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In 2010, Kiva was selected as one of Oprah's Ultimate Favorite Things.
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America conference in Chicago in 2011. Kiva City locations include:
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Return of organization exempt from income tax 2012: Kiva Microfunds
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As of October 2017, 81% of Kiva's loans have been made to women.
346: 3052:"Do Kiva.org's Field Partners charge interest to the borrowers?" 5447: 5427: 5321: 5270: 5180: 4833: 4785: 4695: 4597: 4458:"Kiva, GlobalGiving and other "giving marketplaces" - GiveWell" 3644: 2277: 2235: 2231: 2189: 2084: 2068: 1981: 1666: 1452: 1305: 1137: 877:
Grounded and Holistic Approach for People's Empowerment (GHAPE)
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transfer their funds to Kiva through credit card processing or
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Hattha Kaksekar Limited (HKL), a partner of Save the Children
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Réseau de Micro-institutions de Croissance de Revenus (RMCR)
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Caurie Microfinance, a partner of Catholic Relief Services
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For the fiscal year 2012, Kiva made $ 15,632,786 in total
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Podcast interview with Jessica Jackley Flannery, Feb 2008
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The Foundation for Assistance for Small Businesses (FAPE)
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rate of 24.5% for a loan of US$ 635. (For reference, the
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For example, in 2009, micro-loans from Kiva partners in
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The following independent entities have reviewed Kiva.
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loans. It was launched by Kiva and former US President
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Cooperativa de Ahorro y Crédito Mujeres Unidas (CACMU)
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Organizacion de Desarrollo Empresarial Femenino (ODEF)
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Kiva was founded in October 2005 by Matt Flannery and
4242:"Kiva's Microloans Underwriting Cockfighting in Peru" 3901:"What's Wrong With Kiva's Portfolio Yield Statistic?" 3310:"Kiva Adds Student Loans To Microlending Marketplace" 2929:"Kiva and the Birth of Person-to-Person Microfinance" 2896:"Kiva and the Birth of Person to Person Microfinance" 4233: 3753:"Kiva Zip loan program has lent $ 100k since launch" 3129:
Redenbaugh, George; Temkin, Lior (August 12, 2013).
3026:"When I pay through PayPal, is PayPal taking a fee?" 4032:"Kiva Zip: Innovations in Person-to-Person Lending" 2782: 2780: 4273:"725,000 Loans Granted By Kiva, 2.6 Billion To Go" 3812: 3549:"Kiva Zip loans aid low-income U.S. entrepreneurs" 3226: 2933:Innovations: Technology, Governance, Globalization 2887: 734: 366:'s "Giving Made Simple" campaign and $ 500,000 in 216: 4299:"Charity Navigator - Historical Ratings for Kiva" 4181:"Matt Flannery, Kiva CEO and Co-Founder, Replies" 1066:Patan Business and Professional Women (BPW Patan) 301:, which worked to help start small businesses in 5649: 4625:TED: Jessica Jackley: Poverty, money -- and love 3128: 2777: 5663:Non-profit organizations based in San Francisco 4125:. Center for Global Development. Archived from 3980:"Guatemala inflation rate drops to 25-year low" 3870:"[Kiva Help] Borrowing Cost Comparison" 1024:Al Majmoua Lebanese Association for Development 582:In less than a year, the Kiva City programs in 436: 2788:"Celebrated charities that we don't recommend" 1129:Palestine for Credit & Development (FATEN) 5024: 4650: 4615:Interview with Premal Shah, President of Kiva 4150:"Confusion on Where Money Lent via Kiva Goes" 386: 4688: 3838: 3836: 3225:Kristof, Nicholas D.; Sheryl WuDunn (2009). 2837: 2835: 2612: 2610: 2608: 2606: 2399: 1364:UIMCEC, a partner of ChildFund International 696:Some people, including microfinance pioneer 4081: 4079: 4058:"Kiva | Frequently Answered Questions" 3451: 2457:Giving: How Each of Us Can Change the World 1767:Negros Women for Tomorrow Foundation (NWTF) 1259:Gata Daku Multi-purpose Cooperative (GDMPC) 248:Kiva distributes funds that it receives to 5632: 5038: 5031: 5017: 4657: 4643: 4270: 3692: 391: 370:'s "Take Part" competition. Additionally, 277:Early Kiva field partners (September 2006) 34: 3833: 3472: 2944: 2832: 2603: 1998:Cooperativa de Ahorro y Crédito Norandino 1322:South Pacific Business Development (SPBD) 4664: 4574:Logo for the Wikipedian team on Kiva.org 4569: 4208: 4178: 4116: 4114: 4112: 4076: 3954:"The Coffee Trade Nothing Fair About It" 3898: 3819:. New York: PublicAffairs. p. 320. 3633: 3631: 2926: 2893: 1280:Paglaum Multi-Purpose Cooperative (PMPC) 272: 4120: 3951: 3576: 3574: 3542: 3540: 3538: 2806: 2697: 2695: 2693: 2691: 2499:honored Kiva with its Innovation Award. 2040:Artisan Alliance at The Aspen Institute 464: 5650: 4630:Interview with Matt Flannery, Aug 2007 4494:from the original on December 24, 2013 4390:from the original on February 16, 2014 4335:from the original on December 20, 2013 4239: 4187:from the original on February 10, 2010 3907:from the original on February 27, 2013 3844:"Kiva Help - Interest Rate Comparison" 3789:from the original on November 13, 2018 3759:from the original on September 4, 2022 3750: 3732:from the original on September 9, 2017 3722:"Clinton Launches Micro-Lending Drive" 3701:from the original on September 9, 2017 3693:Ferenstein, Gregory (March 22, 2013). 3607: 3492:from the original on November 15, 2018 3433:from the original on November 15, 2018 3403:from the original on November 15, 2018 3373:from the original on November 15, 2018 3058:from the original on September 4, 2022 3032:from the original on September 4, 2022 2967: 2650:from the original on September 4, 2022 2472:On October 1, 2019, charity evaluator 2426: 473: 5012: 4638: 4432:"Kiva Gift Card, Courtesy of Groupon" 4160:from the original on January 21, 2018 4148:Strom, Stephanie (November 8, 2009). 4147: 4109: 4097:from the original on October 17, 2018 3960:from the original on January 23, 2010 3880:from the original on January 17, 2014 3807: 3719: 3628: 3343:from the original on November 5, 2017 3335:Farr, Christina (February 25, 2014). 3316:from the original on November 3, 2017 3280: 3262:from the original on October 26, 2016 3253: 3206:from the original on November 9, 2018 2980:from the original on December 1, 2017 2875:from the original on January 24, 2022 2794:from the original on January 24, 2022 2624:from the original on January 25, 2024 2529:magazine named Kiva a Top 50 website. 2357:Microhub Financial Services (Pvt) Ltd 4524:from the original on January 5, 2014 4361:from the original on January 5, 2014 4240:Smiley, Lauren (February 27, 2008). 3571: 3546: 3535: 3452:Ofori-Adjei, A. B. (December 2007). 3334: 3256:"Micro-lending site Kiva goes green" 2849:from the original on August 11, 2007 2820:from the original on August 10, 2018 2713:from the original on August 10, 2018 2688: 2644:"What kind of organization is Kiva?" 2414:Full-repayment frequency uncertainty 1956:Fundación Mario Santo Domingo (FMSD) 470:fund of up to $ 9M in loan capital. 4438:from the original on April 24, 2014 4381:"Monitor: And the winners were ..." 4309:from the original on August 4, 2020 4179:Flannery, Matt (October 12, 2009). 3986:from the original on March 21, 2022 3933:from the original on April 28, 2015 3899:Sinclair, Hugh (October 22, 2012). 3589:from the original on March 28, 2014 3559:from the original on April 24, 2014 3393:"IMON International, Health+Funded" 3307: 3289:from the original on April 23, 2014 3185:, nextbillion.com, 12 February 2014 3157:from the original on April 19, 2014 3084:from the original on March 18, 2014 3006:from the original on April 12, 2012 2739:from the original on April 28, 2015 2463: 2443:Promotions and marketing strategies 13: 4550:from the original on July 20, 2014 4490:. Blog.givewell.org. May 6, 2010. 4279:from the original on April 1, 2012 4252:from the original on June 10, 2011 4121:Roodman, David (October 2, 2009). 3674:from the original on July 15, 2014 3616:from the original on July 14, 2014 3504: 3110:from the original on July 11, 2015 2908:from the original on March 7, 2012 1469:Thanh Hoa Microfinance Institution 315: 14: 5709: 5683:Organizations established in 2005 4565: 4468:from the original on May 21, 2012 4209:Flannery, Matt (March 29, 2008). 4183:. Center for Global Development. 4123:"Kiva Is Not Quite What It Seems" 4012:from the original on May 27, 2015 3952:Shearer, Laura (April 15, 2009). 3637: 3547:Said, Carolyn (August 11, 2013). 3523:from the original on July 6, 2017 3510: 3308:Rao, Leena (September 20, 2010). 2765:from the original on May 13, 2013 2620:. ProPublica. November 15, 2023. 2520:, and specific critiques of Kiva. 810:KREDIT, a partner of World Relief 594: 5631: 5622: 5621: 4994: 4993: 4434:. Oprah.com. November 19, 2010. 3751:Geiger, Jacob (March 24, 2014). 3580: 2164:Babban Gana Farmers Organization 1977:Banque Populaire du Rwanda (BPR) 1851:Kaebauk Investimentu no Finansas 982:Koperasi Mitra Usaha Kecil (MUK) 589: 452: 4620:PBS's Frontline - World on Kiva 4536: 4506: 4488:"Kiva | The GiveWell Blog" 4480: 4450: 4424: 4402: 4373: 4347: 4321: 4291: 4264: 4172: 4141: 4050: 4024: 3998: 3972: 3945: 3919: 3892: 3862: 3801: 3771: 3744: 3713: 3686: 3656: 3601: 3445: 3415: 3385: 3355: 3328: 3301: 3281:Alois, JD (December 13, 2013). 3274: 3254:Byrne, Ciara (April 22, 2011). 3247: 3218: 3188: 3169: 3122: 3096: 3070: 3044: 3018: 2992: 2961: 2920: 2861: 2759:"How to become a Field Partner" 735:Interest rates by field partner 5698:Online nonprofit organizations 5673:Peer-to-peer lending companies 4544:"Kiva « Skoll Foundation" 4514:"Kiva - 50 Best Websites 2008" 4412:. Omidyar.com. August 12, 2010 3720:Loten, Angus (June 29, 2011). 2751: 2725: 2662: 2636: 420: 320:Kiva works with more than 300 1: 5688:Charities based in California 5678:American fundraising websites 4271:Pan, Joann (March 15, 2012). 2670:"Kiva Terms of Use Agreement" 2597: 2558:List of microfinance sponsors 377: 506: 490: 478: 437:Support for higher education 7: 4730:United Prosperity (Defunct) 3423:"Al Majmoua, Health+Funded" 3233:. New York: Vintage Books. 2568:Microcredit Summit Campaign 2540: 2512:In 2009, charity evaluator 2486:In 2012, charity evaluator 336: 10: 5714: 5658:Microfinance organizations 4608:February 10, 2012, at the 3846:. Kiva.org. Archived from 2970:"Web-Based Microfinancing" 2946:10.1162/itgg.2007.2.1-2.31 1662:National Microfinance Bank 399:In their non-fiction book 387:Areas of work and loan use 268: 18: 5617: 5461: 5365: 5314: 5078: 5047: 4990: 4970: 4949: 4942: 4842: 4821: 4814: 4794: 4768: 4761: 4744:Virgin Money US (Defunct) 4681: 4672: 4357:. Myphilanthropedia.org. 3982:. Reuters. July 7, 2009. 2400:Pre-disbursement of funds 521:Clinton Global Initiative 211: 198: 185: 175: 164: 151: 138: 128: 115: 106:San Francisco, California 98: 90: 78: 57: 42: 33: 3363:"Alivio Capital, Funded" 677:No interest rate listed 295:Stanford Business School 5693:501(c)(3) organizations 4546:. Skollfoundation.org. 2974:New York Times Magazine 2894:Flannery, Matt (2007). 2573:Social entrepreneurship 756:Portfolio yield % 392:Female-owned businesses 235:non-profit organization 5668:Peer-to-peer charities 5048:Africa & West Asia 4834:Zencap Global Services 4589:Kiva Friends web forum 4575: 3181:July 12, 2017, at the 2968:Narang, Sonia (2006). 1385:Tujijenge Tanzania Ltd 278: 4910:RebuildingSociety.com 4573: 4275:. Mashable Business. 3652:on December 17, 2013. 3461:Ghana Medical Journal 3165:– via kiva.org. 2927:Flannery, M. (2007). 2790:. December 28, 2009. 1893:Strathmore University 276: 21:Kiva (disambiguation) 5091:Article One Partners 4905:RateSetter (Defunct) 4850:Abundance Investment 4666:Peer-to-peer lending 4386:. December 3, 2011. 2871:. December 9, 2009. 2502:In 2010, foundation 2479:In 2013, foundation 2185:UGAFODE Microfinance 1746:Cooperativa San Jose 465:Support for refugees 94:Economic development 19:For other uses, see 5101:The Audience Engine 5055:Bir Silgi Bir Kalem 4925:Wellesley & Co. 4721:Prosper Marketplace 4129:on January 18, 2013 3726:Wall Street Journal 3608:Tascarella, Patty. 2676:. December 19, 2022 2548:Flat rate (finance) 2427:Controversial loans 2336:Thrive Microfinance 1154:Fundación Paraguaya 856:MAXIMA Microfinance 789:Fundación Pro Mujer 474:Other Kiva programs 407:Nicholas D. Kristof 352:Chevron Corporation 342:partners is 97.1%. 30: 16:Micro-loan platform 4576: 4087:"Where Kiva works" 2437:cruelty to animals 2101:Ibdaa Microfinance 1835:Dominican Republic 1788:Edpyme Alternativa 1641:VisionFund Ecuador 1406:IMON International 1175:Asociación Arariwa 903:Dominican Republic 299:Village Enterprise 279: 28: 5645: 5644: 5006: 5005: 4986: 4985: 4938: 4937: 4810: 4809: 4802:Funding Societies 4757: 4756: 4739:Vittana (Defunct) 4520:. June 17, 2008. 4303:Charity Navigator 4248:. San Francisco. 4064:on March 13, 2017 4038:on April 28, 2015 3927:"Kiva - About Us" 3850:on August 3, 2009 3826:978-1-58648-667-9 3668:finance.yahoo.com 3240:978-0-307-38709-7 2618:"Kiva Microfunds" 2577:United Prosperity 2474:Charity Navigator 2454:In his 2007 book 2397: 2396: 1725:SEF International 1301:VisionFund Rwanda 700:, argue that the 694: 693: 427:green agriculture 237:headquartered in 225: 224: 46:October 2005 5705: 5635: 5634: 5625: 5624: 5559:Return on Change 5519:I-Bankers Direct 5509:Funding4Learning 5126:Community Funded 5033: 5026: 5019: 5010: 5009: 4997: 4996: 4947: 4946: 4819: 4818: 4786:Qifang (Defunct) 4766: 4765: 4696:BTCJam (Defunct) 4686: 4685: 4659: 4652: 4645: 4636: 4635: 4585: 4584: 4582:Official website 4560: 4559: 4557: 4555: 4540: 4534: 4533: 4531: 4529: 4510: 4504: 4503: 4501: 4499: 4484: 4478: 4477: 4475: 4473: 4454: 4448: 4447: 4445: 4443: 4428: 4422: 4421: 4419: 4417: 4406: 4400: 4399: 4397: 4395: 4377: 4371: 4370: 4368: 4366: 4351: 4345: 4344: 4342: 4340: 4325: 4319: 4318: 4316: 4314: 4295: 4289: 4288: 4286: 4284: 4268: 4262: 4261: 4259: 4257: 4237: 4231: 4230: 4228: 4226: 4217:. Archived from 4215:Skoll Foundation 4206: 4197: 4196: 4194: 4192: 4176: 4170: 4169: 4167: 4165: 4145: 4139: 4138: 4136: 4134: 4118: 4107: 4106: 4104: 4102: 4083: 4074: 4073: 4071: 4069: 4060:. Archived from 4054: 4048: 4047: 4045: 4043: 4034:. Archived from 4028: 4022: 4021: 4019: 4017: 4002: 3996: 3995: 3993: 3991: 3976: 3970: 3969: 3967: 3965: 3949: 3943: 3942: 3940: 3938: 3923: 3917: 3916: 3914: 3912: 3896: 3890: 3889: 3887: 3885: 3866: 3860: 3859: 3857: 3855: 3840: 3831: 3830: 3818: 3805: 3799: 3798: 3796: 3794: 3775: 3769: 3768: 3766: 3764: 3748: 3742: 3741: 3739: 3737: 3717: 3711: 3710: 3708: 3706: 3690: 3684: 3683: 3681: 3679: 3660: 3654: 3653: 3648:. Archived from 3635: 3626: 3625: 3623: 3621: 3605: 3599: 3598: 3596: 3594: 3578: 3569: 3568: 3566: 3564: 3544: 3533: 3532: 3530: 3528: 3508: 3502: 3501: 3499: 3497: 3491: 3476: 3458: 3449: 3443: 3442: 3440: 3438: 3419: 3413: 3412: 3410: 3408: 3389: 3383: 3382: 3380: 3378: 3359: 3353: 3352: 3350: 3348: 3332: 3326: 3325: 3323: 3321: 3305: 3299: 3298: 3296: 3294: 3278: 3272: 3271: 3269: 3267: 3251: 3245: 3244: 3232: 3222: 3216: 3215: 3213: 3211: 3192: 3186: 3173: 3167: 3166: 3164: 3162: 3156: 3137: 3126: 3120: 3119: 3117: 3115: 3100: 3094: 3093: 3091: 3089: 3074: 3068: 3067: 3065: 3063: 3048: 3042: 3041: 3039: 3037: 3022: 3016: 3015: 3013: 3011: 2996: 2990: 2989: 2987: 2985: 2965: 2959: 2958: 2948: 2924: 2918: 2917: 2915: 2913: 2907: 2900: 2891: 2885: 2884: 2882: 2880: 2865: 2859: 2858: 2856: 2854: 2839: 2830: 2829: 2827: 2825: 2814:"How Kiva works" 2810: 2804: 2803: 2801: 2799: 2784: 2775: 2774: 2772: 2770: 2755: 2749: 2748: 2746: 2744: 2729: 2723: 2722: 2720: 2718: 2699: 2686: 2685: 2683: 2681: 2666: 2660: 2659: 2657: 2655: 2640: 2634: 2633: 2631: 2629: 2614: 2534:Skoll Foundation 2464:External reviews 1511:Kashf Foundation 1003:VisionFund Kenya 919:Fundación ESPOIR 747: 746: 608:Number of loans 602: 601: 368:American Express 360:Skoll Foundation 221: 218: 203: 190: 168: 156: 145:Chris Tsakalakis 53: 51: 38: 31: 27: 5713: 5712: 5708: 5707: 5706: 5704: 5703: 5702: 5648: 5647: 5646: 5641: 5613: 5457: 5361: 5310: 5281:The School Fund 5074: 5043: 5037: 5007: 5002: 4982: 4966: 4934: 4838: 4806: 4790: 4753: 4677: 4668: 4663: 4610:Wayback Machine 4580: 4579: 4568: 4563: 4553: 4551: 4542: 4541: 4537: 4527: 4525: 4512: 4511: 4507: 4497: 4495: 4486: 4485: 4481: 4471: 4469: 4456: 4455: 4451: 4441: 4439: 4430: 4429: 4425: 4415: 4413: 4408: 4407: 4403: 4393: 4391: 4379: 4378: 4374: 4364: 4362: 4353: 4352: 4348: 4338: 4336: 4327: 4326: 4322: 4312: 4310: 4297: 4296: 4292: 4282: 4280: 4269: 4265: 4255: 4253: 4238: 4234: 4224: 4222: 4207: 4200: 4190: 4188: 4177: 4173: 4163: 4161: 4146: 4142: 4132: 4130: 4119: 4110: 4100: 4098: 4085: 4084: 4077: 4067: 4065: 4056: 4055: 4051: 4041: 4039: 4030: 4029: 4025: 4015: 4013: 4006:"Kiva Zip: FAQ" 4004: 4003: 3999: 3989: 3987: 3978: 3977: 3973: 3963: 3961: 3950: 3946: 3936: 3934: 3925: 3924: 3920: 3910: 3908: 3897: 3893: 3883: 3881: 3868: 3867: 3863: 3853: 3851: 3842: 3841: 3834: 3827: 3809:Yunus, Muhammad 3806: 3802: 3792: 3790: 3777: 3776: 3772: 3762: 3760: 3749: 3745: 3735: 3733: 3718: 3714: 3704: 3702: 3691: 3687: 3677: 3675: 3662: 3661: 3657: 3636: 3629: 3619: 3617: 3606: 3602: 3592: 3590: 3581:Todd, Deborah. 3579: 3572: 3562: 3560: 3545: 3536: 3526: 3524: 3509: 3505: 3495: 3493: 3489: 3456: 3450: 3446: 3436: 3434: 3421: 3420: 3416: 3406: 3404: 3391: 3390: 3386: 3376: 3374: 3361: 3360: 3356: 3346: 3344: 3333: 3329: 3319: 3317: 3306: 3302: 3292: 3290: 3279: 3275: 3265: 3263: 3258:. Venturebeat. 3252: 3248: 3241: 3223: 3219: 3209: 3207: 3194: 3193: 3189: 3183:Wayback Machine 3174: 3170: 3160: 3158: 3154: 3135: 3127: 3123: 3113: 3111: 3102: 3101: 3097: 3087: 3085: 3076: 3075: 3071: 3061: 3059: 3050: 3049: 3045: 3035: 3033: 3024: 3023: 3019: 3009: 3007: 2998: 2997: 2993: 2983: 2981: 2966: 2962: 2925: 2921: 2911: 2909: 2905: 2898: 2892: 2888: 2878: 2876: 2867: 2866: 2862: 2852: 2850: 2841: 2840: 2833: 2823: 2821: 2812: 2811: 2807: 2797: 2795: 2786: 2785: 2778: 2768: 2766: 2757: 2756: 2752: 2742: 2740: 2731: 2730: 2726: 2716: 2714: 2701: 2700: 2689: 2679: 2677: 2668: 2667: 2663: 2653: 2651: 2642: 2641: 2637: 2627: 2625: 2616: 2615: 2604: 2600: 2595: 2543: 2504:Omidyar Network 2488:Philanthropedia 2466: 2447:In March 2012, 2445: 2429: 2416: 2402: 2143:Camfed Zimbabwe 1704:Bai Tushum Bank 1045:Vitas - Lebanon 961:Prisma Honduras 737: 597: 592: 537:Washington D.C. 509: 493: 481: 476: 467: 455: 439: 431:drip irrigation 423: 394: 389: 380: 372:Omidyar Network 339: 318: 316:Lending process 283:Jessica Jackley 271: 228:Kiva Microfunds 215: 204: 201: 191: 188: 166: 157: 154: 141: 118: 111: 108:, United States 83: 74: 70:Jessica Jackley 49: 47: 29:Kiva Microfunds 24: 17: 12: 11: 5: 5711: 5701: 5700: 5695: 5690: 5685: 5680: 5675: 5670: 5665: 5660: 5643: 5642: 5640: 5639: 5629: 5618: 5615: 5614: 5612: 5611: 5606: 5601: 5596: 5591: 5586: 5581: 5576: 5571: 5566: 5561: 5556: 5551: 5546: 5541: 5536: 5531: 5526: 5521: 5516: 5511: 5506: 5501: 5496: 5491: 5489:Confidentcrowd 5486: 5481: 5476: 5471: 5465: 5463: 5459: 5458: 5456: 5455: 5450: 5445: 5440: 5435: 5430: 5425: 5420: 5415: 5410: 5405: 5400: 5395: 5390: 5385: 5380: 5375: 5369: 5367: 5363: 5362: 5360: 5359: 5354: 5349: 5344: 5339: 5334: 5329: 5324: 5318: 5316: 5312: 5311: 5309: 5308: 5303: 5298: 5293: 5288: 5286:Seed&Spark 5283: 5278: 5273: 5268: 5263: 5258: 5253: 5248: 5243: 5238: 5233: 5228: 5223: 5218: 5213: 5208: 5203: 5198: 5193: 5188: 5183: 5178: 5173: 5168: 5163: 5158: 5153: 5148: 5143: 5138: 5133: 5128: 5123: 5118: 5113: 5108: 5103: 5098: 5093: 5088: 5082: 5080: 5076: 5075: 5073: 5072: 5067: 5062: 5057: 5051: 5049: 5045: 5044: 5036: 5035: 5028: 5021: 5013: 5004: 5003: 4991: 4988: 4987: 4984: 4983: 4981: 4980: 4974: 4972: 4968: 4967: 4965: 4964: 4959: 4953: 4951: 4944: 4940: 4939: 4936: 4935: 4933: 4932: 4927: 4922: 4917: 4912: 4907: 4902: 4897: 4892: 4887: 4885:LandlordInvest 4882: 4877: 4875:Funding Circle 4872: 4867: 4862: 4857: 4855:Assetz Capital 4852: 4846: 4844: 4840: 4839: 4837: 4836: 4831: 4825: 4823: 4816: 4812: 4811: 4808: 4807: 4805: 4804: 4798: 4796: 4792: 4791: 4789: 4788: 4783: 4778: 4772: 4770: 4763: 4759: 4758: 4755: 4754: 4752: 4751: 4746: 4741: 4736: 4731: 4728: 4723: 4718: 4713: 4708: 4703: 4698: 4692: 4690: 4683: 4679: 4678: 4673: 4670: 4669: 4662: 4661: 4654: 4647: 4639: 4633: 4632: 4627: 4622: 4617: 4612: 4600: 4591: 4586: 4567: 4566:External links 4564: 4562: 4561: 4535: 4505: 4479: 4449: 4423: 4401: 4372: 4346: 4331:. Google.org. 4320: 4290: 4263: 4232: 4221:on May 6, 2008 4211:"Cockfighting" 4198: 4171: 4154:New York Times 4140: 4108: 4075: 4049: 4023: 3997: 3971: 3944: 3918: 3891: 3861: 3832: 3825: 3800: 3779:"Funded Loans" 3770: 3743: 3712: 3685: 3655: 3638:Dolan, Kerry. 3627: 3600: 3570: 3534: 3511:Price, Susan. 3503: 3467:(4): 193–194. 3444: 3414: 3384: 3354: 3327: 3300: 3273: 3246: 3239: 3217: 3187: 3168: 3121: 3095: 3080:. MicroWorld. 3069: 3043: 3017: 2991: 2960: 2939:(1–2): 31–56. 2919: 2886: 2860: 2831: 2805: 2776: 2750: 2724: 2687: 2661: 2635: 2601: 2599: 2596: 2594: 2593: 2588: 2583: 2578: 2575: 2570: 2565: 2560: 2555: 2550: 2544: 2542: 2539: 2538: 2537: 2530: 2521: 2510: 2507: 2500: 2491: 2484: 2477: 2465: 2462: 2444: 2441: 2428: 2425: 2421:interest rates 2415: 2412: 2401: 2398: 2395: 2394: 2393:Nov. 12, 2018 2391: 2388: 2385: 2380: 2374: 2373: 2372:Nov. 12, 2018 2370: 2367: 2364: 2359: 2353: 2352: 2351:Nov. 12, 2018 2349: 2346: 2343: 2338: 2332: 2331: 2330:Nov. 12, 2018 2328: 2325: 2322: 2317: 2315:Hluvuku-Adsema 2311: 2310: 2309:Nov. 12, 2018 2307: 2304: 2301: 2296: 2290: 2289: 2286: 2283: 2280: 2275: 2269: 2268: 2265: 2262: 2259: 2254: 2248: 2247: 2244: 2241: 2238: 2229: 2223: 2222: 2219: 2216: 2213: 2208: 2202: 2201: 2198: 2195: 2192: 2187: 2181: 2180: 2177: 2174: 2171: 2166: 2160: 2159: 2156: 2153: 2150: 2145: 2139: 2138: 2135: 2132: 2129: 2124: 2118: 2117: 2114: 2111: 2108: 2103: 2097: 2096: 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646: 642: 641: 638: 634: 633: 630: 626: 625: 622: 618: 617: 614: 610: 609: 606: 605:Interest rate 596: 595:Interest rates 593: 591: 588: 508: 505: 492: 489: 480: 477: 475: 472: 466: 463: 454: 451: 438: 435: 422: 419: 393: 390: 388: 385: 379: 376: 338: 335: 317: 314: 291:Muhammad Yunus 270: 267: 223: 222: 213: 209: 208: 205: 199: 196: 195: 192: 186: 183: 182: 179: 173: 172: 169: 162: 161: 158: 152: 149: 148: 142: 139: 136: 135: 130: 126: 125: 119: 116: 113: 112: 110: 109: 102: 100: 96: 95: 92: 88: 87: 84: 79: 76: 75: 73: 72: 67: 61: 59: 55: 54: 44: 40: 39: 15: 9: 6: 4: 3: 2: 5710: 5699: 5696: 5694: 5691: 5689: 5686: 5684: 5681: 5679: 5676: 5674: 5671: 5669: 5666: 5664: 5661: 5659: 5656: 5655: 5653: 5638: 5630: 5628: 5620: 5619: 5616: 5610: 5607: 5605: 5602: 5600: 5599:Trillion Fund 5597: 5595: 5592: 5590: 5587: 5585: 5582: 5580: 5577: 5575: 5572: 5570: 5567: 5565: 5564:Rock the Post 5562: 5560: 5557: 5555: 5552: 5550: 5547: 5545: 5542: 5540: 5537: 5535: 5532: 5530: 5527: 5525: 5522: 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5132: 5129: 5127: 5124: 5122: 5119: 5117: 5114: 5112: 5109: 5107: 5104: 5102: 5099: 5097: 5094: 5092: 5089: 5087: 5084: 5083: 5081: 5077: 5071: 5068: 5066: 5063: 5061: 5058: 5056: 5053: 5052: 5050: 5046: 5041: 5034: 5029: 5027: 5022: 5020: 5015: 5014: 5011: 5001: 5000: 4989: 4979: 4976: 4975: 4973: 4969: 4963: 4960: 4958: 4955: 4954: 4952: 4948: 4945: 4941: 4931: 4928: 4926: 4923: 4921: 4918: 4916: 4913: 4911: 4908: 4906: 4903: 4901: 4900:Lending Works 4898: 4896: 4893: 4891: 4888: 4886: 4883: 4881: 4878: 4876: 4873: 4871: 4868: 4866: 4863: 4861: 4858: 4856: 4853: 4851: 4848: 4847: 4845: 4841: 4835: 4832: 4830: 4827: 4826: 4824: 4820: 4817: 4813: 4803: 4800: 4799: 4797: 4793: 4787: 4784: 4782: 4779: 4777: 4774: 4773: 4771: 4767: 4764: 4760: 4750: 4747: 4745: 4742: 4740: 4737: 4735: 4732: 4729: 4727: 4724: 4722: 4719: 4717: 4714: 4712: 4709: 4707: 4704: 4702: 4699: 4697: 4694: 4693: 4691: 4689:United States 4687: 4684: 4680: 4676: 4671: 4667: 4660: 4655: 4653: 4648: 4646: 4641: 4640: 4637: 4631: 4628: 4626: 4623: 4621: 4618: 4616: 4613: 4611: 4607: 4604: 4601: 4599: 4595: 4592: 4590: 4587: 4583: 4578: 4577: 4572: 4549: 4545: 4539: 4523: 4519: 4515: 4509: 4493: 4489: 4483: 4467: 4463: 4459: 4453: 4437: 4433: 4427: 4411: 4405: 4389: 4385: 4384:The Economist 4382: 4376: 4360: 4356: 4350: 4334: 4330: 4324: 4308: 4304: 4300: 4294: 4278: 4274: 4267: 4256:September 15, 4251: 4247: 4243: 4236: 4225:September 15, 4220: 4216: 4212: 4205: 4203: 4186: 4182: 4175: 4159: 4155: 4151: 4144: 4128: 4124: 4117: 4115: 4113: 4096: 4092: 4088: 4082: 4080: 4063: 4059: 4053: 4037: 4033: 4027: 4011: 4007: 4001: 3985: 3981: 3975: 3959: 3956:. La Cuadra. 3955: 3948: 3932: 3928: 3922: 3906: 3902: 3895: 3879: 3875: 3871: 3865: 3849: 3845: 3839: 3837: 3828: 3822: 3817: 3816: 3810: 3804: 3788: 3784: 3780: 3774: 3758: 3754: 3747: 3731: 3727: 3723: 3716: 3700: 3696: 3689: 3673: 3669: 3665: 3659: 3651: 3647: 3646: 3641: 3634: 3632: 3615: 3611: 3604: 3588: 3584: 3577: 3575: 3558: 3554: 3550: 3543: 3541: 3539: 3522: 3518: 3514: 3507: 3488: 3484: 3480: 3475: 3470: 3466: 3462: 3455: 3448: 3432: 3428: 3424: 3418: 3402: 3398: 3394: 3388: 3372: 3368: 3364: 3358: 3342: 3338: 3331: 3315: 3311: 3304: 3288: 3284: 3277: 3261: 3257: 3250: 3242: 3236: 3231: 3230: 3221: 3205: 3201: 3197: 3191: 3184: 3180: 3177: 3172: 3153: 3149: 3145: 3141: 3134: 3133: 3125: 3109: 3105: 3099: 3083: 3079: 3073: 3057: 3053: 3047: 3031: 3027: 3021: 3005: 3001: 2995: 2979: 2975: 2971: 2964: 2956: 2952: 2947: 2942: 2938: 2934: 2930: 2923: 2904: 2901:. MIT Press. 2897: 2890: 2874: 2870: 2864: 2848: 2844: 2838: 2836: 2819: 2815: 2809: 2793: 2789: 2783: 2781: 2764: 2760: 2754: 2738: 2734: 2728: 2712: 2708: 2704: 2698: 2696: 2694: 2692: 2675: 2671: 2665: 2649: 2645: 2639: 2623: 2619: 2613: 2611: 2609: 2607: 2602: 2592: 2589: 2587: 2584: 2582: 2579: 2576: 2574: 2571: 2569: 2566: 2564: 2561: 2559: 2556: 2554: 2551: 2549: 2546: 2545: 2535: 2531: 2528: 2527: 2522: 2519: 2518:Global Giving 2515: 2511: 2508: 2505: 2501: 2498: 2497: 2496:The Economist 2492: 2489: 2485: 2482: 2478: 2475: 2471: 2470: 2469: 2461: 2459: 2458: 2452: 2450: 2440: 2438: 2434: 2424: 2422: 2411: 2408: 2392: 2389: 2386: 2384: 2381: 2379: 2376: 2375: 2371: 2368: 2365: 2363: 2360: 2358: 2355: 2354: 2350: 2347: 2344: 2342: 2339: 2337: 2334: 2333: 2329: 2326: 2323: 2321: 2318: 2316: 2313: 2312: 2308: 2305: 2302: 2300: 2297: 2295: 2292: 2291: 2288:Nov. 8, 2018 2287: 2284: 2281: 2279: 2276: 2274: 2271: 2270: 2267:Nov. 8, 2018 2266: 2263: 2260: 2258: 2255: 2253: 2250: 2249: 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1596: 1593:Nov. 8, 2018 1592: 1589: 1586: 1584: 1580: 1577: 1575: 1574:One Acre Fund 1572: 1571: 1568:Nov. 8, 2018 1567: 1564: 1561: 1559: 1556: 1554: 1551: 1550: 1547:Nov. 8, 2018 1546: 1543: 1540: 1538: 1535: 1533: 1530: 1529: 1526:Nov. 8, 2018 1525: 1522: 1519: 1517: 1514: 1512: 1509: 1508: 1504: 1501: 1498: 1496: 1493: 1491: 1488: 1487: 1483: 1480: 1477: 1475: 1472: 1470: 1467: 1466: 1462: 1459: 1456: 1454: 1451: 1449: 1446: 1445: 1441: 1438: 1435: 1433: 1430: 1428: 1425: 1424: 1420: 1417: 1414: 1412: 1409: 1407: 1404: 1403: 1399: 1396: 1393: 1391: 1388: 1386: 1383: 1382: 1378: 1375: 1372: 1370: 1367: 1365: 1362: 1361: 1357: 1354: 1351: 1349: 1346: 1344: 1341: 1340: 1336: 1333: 1330: 1328: 1325: 1323: 1320: 1319: 1315: 1312: 1309: 1307: 1304: 1302: 1299: 1298: 1294: 1291: 1288: 1286: 1283: 1281: 1278: 1277: 1273: 1270: 1267: 1265: 1262: 1260: 1257: 1256: 1252: 1249: 1246: 1244: 1241: 1239: 1236: 1235: 1231: 1228: 1225: 1223: 1220: 1218: 1215: 1214: 1210: 1207: 1204: 1202: 1199: 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5408:Innovestment 5352:VentureCrowd 5315:Asia-Pacific 5235: 5196:GlobalGiving 5136:Crowd Supply 5131:CrowdJustice 5040:Crowdfunding 4992: 4895:LendingCrowd 4705: 4594:Microfinance 4552:. Retrieved 4538: 4526:. Retrieved 4517: 4508: 4496:. Retrieved 4482: 4470:. Retrieved 4461: 4452: 4440:. Retrieved 4426: 4414:. Retrieved 4404: 4392:. Retrieved 4383: 4375: 4363:. Retrieved 4349: 4337:. Retrieved 4329:"Google.org" 4323: 4313:November 28, 4311:. Retrieved 4302: 4293: 4281:. Retrieved 4266: 4254:. Retrieved 4245: 4235: 4223:. Retrieved 4219:the original 4189:. Retrieved 4174: 4162:. Retrieved 4153: 4143: 4131:. Retrieved 4127:the original 4101:November 10, 4099:. Retrieved 4090: 4066:. Retrieved 4062:the original 4052: 4040:. Retrieved 4036:the original 4026: 4014:. Retrieved 4000: 3988:. Retrieved 3974: 3962:. Retrieved 3947: 3935:. Retrieved 3921: 3909:. Retrieved 3894: 3882:. Retrieved 3873: 3864: 3852:. Retrieved 3848:the original 3814: 3803: 3793:November 12, 3791:. Retrieved 3782: 3773: 3761:. Retrieved 3746: 3734:. Retrieved 3725: 3715: 3703:. Retrieved 3688: 3676:. Retrieved 3667: 3658: 3650:the original 3643: 3618:. Retrieved 3603: 3591:. Retrieved 3561:. 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Retrieved 2638: 2628:September 1, 2626:. Retrieved 2524: 2494: 2467: 2455: 2453: 2449:Reid Hoffman 2446: 2433:cockfighting 2430: 2417: 2406: 2403: 2378:Advans Ghana 742: 738: 729: 714: 710: 706: 695: 685: 598: 581: 557:Philadelphia 517:Bill Clinton 510: 494: 486: 482: 468: 456: 444: 440: 424: 402:Half the Sky 400: 398: 395: 381: 344: 340: 331: 322:microfinance 319: 311: 287:Grameen Bank 280: 258:crowd-funded 255: 250:microfinance 247: 227: 226: 181:$ 27,389,839 171:$ 37,635,582 160:$ 34,727,565 117:Area served 25: 5554:PledgeMusic 5529:Lone Signal 5393:DigVentures 5332:Impact Guru 5231:Kickstarter 5211:Groundfloor 5096:ArtistShare 4971:New Zealand 4711:LendingClub 4701:Cross River 4191:January 16, 4164:January 16, 4133:January 16, 3990:January 10, 3964:January 10, 3911:January 16, 3884:January 16, 3854:October 10, 3062:January 10, 3036:January 10, 2984:January 10, 2879:January 24, 2824:December 6, 2798:January 24, 2717:December 8, 2654:January 10, 2563:Microcredit 2257:El Salvador 2122:Kenya ECLOF 1914:Interactuar 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5609:YouCaring 5604:TrustLeaf 5574:Sellaband 5569:RocketHub 5534:Mobcaster 5504:Fundageek 5443:Spacehive 5418:Liberapay 5388:Crowdcube 5378:Bergfürst 5357:Wishberry 5216:Indiegogo 5206:GoyFundMe 5166:EquityNet 5146:Crowdrise 5086:AngelList 5065:Headstart 5042:platforms 4950:Australia 4870:Folk2Folk 4860:BondMason 4795:Singapore 4675:Companies 4283:March 31, 4246:SF Weekly 3937:March 18, 3763:March 27, 3736:August 4, 3678:March 27, 3620:March 27, 3593:March 27, 3563:March 27, 3293:March 14, 3161:April 18, 3148:710992446 3114:March 15, 3088:March 18, 3000:"History" 2769:March 28, 2743:April 25, 2553:Kavapoint 2532:In 2007, 2523:In 2008, 2493:In 2011, 2299:Guatemala 2252:PADECOMSM 1688:Nicaragua 1683:MiCredito 1196:EDAPROSPO 1134:Palestine 1113:Nicaragua 1092:Nicaragua 987:Indonesia 945:Guatemala 717:Guatemala 661:50.5-60% 653:40.5-50% 645:30.5-40% 637:20.5-30% 629:10.5-20% 561:Milwaukee 507:Kiva City 491:Kiva Labs 479:Kiva U.S. 356:Visa Inc. 232:501(c)(3) 177:Endowment 165:Expenses 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Index

Kiva (disambiguation)

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Jessica Jackley
Tax ID no.
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World
Microcredit
Chris Tsakalakis
Endowment
kiva.org
501(c)(3)
non-profit organization
San Francisco
California
microfinance
crowd-funded
GiveWell

Jessica Jackley
Grameen Bank
Muhammad Yunus
Stanford Business School
Village Enterprise
East Africa
Swahili
microfinance
PayPal
revenue
Chevron Corporation

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