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edited*? (You are, of course, intimating that we chopped up Pete's words and rearranged them.) Come on, Flowanda: this is an *FBI Agent*. We have not changed one word of content provided by Agent
Kovenhoven on the topic. His statements are his statements. Of course we edited breath pauses and the like--this is *standard practice*--but his content has been left in order and untouched. The FBI recommended we interview him as he is a knowledge-area expert on this topic! We worked with the FBI to get this interview, it DOES cover the issue of loan sharking, we're not hiding any position we do take in the interview, it is a real interview, and it is information not available on Knowledge or elsewhere, for that matter. It's straight from the FBI. PLIWatch isn't going to fight you Flowanda. You've removed us from this article and from the Payday Loan article, also. (While leaving other sites that would at best be questionable according to your criteria.) We think this is a shame. I can only hope that another Wiki editor will put us back in as a resource in the near future.
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legal classification "loan sharking" because it isn't. Loan sharking is ALWAYS illegal. There is no "usually illegal" or "often extra-legal" or whatever term you want to use, it is always, always illegal. Any legal definition of loan sharking means loans that exceed legally allowable interest rates. You can't have legal loan sharking that's an oxymoron, the writers of the article are either just wanting to put in opinion or are confusing rhetoric as being a statement of fact. Write any op ed piece you want about how legal payday loans are just as bad as loan sharking, but for a
Knowledge article to say any legally licensed lender is a loan shark is very clearly wrong. I just find it odd not to have an actual article on loan sharking but instead what amounts to a Daily Beast article on payday/title loans.
414:, or quoted/referenced by journalists working on related articles. The podcast is heavily edited, and not just for "breath pauses" or "standard practice", and it's not "straight from the FBI". When you add a long introduction discussing your point of view and how you're going to debunk myths about paydayers being loansharks, and then edit your questions/comments into an already long conversation, well, there are going to be questions, especially given your website's content and your ownership in it, no matter what your disclosure or stated intent. I'll post this and the other article for a
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sites. The information presented on your website and this podcast is not neutral. The lengthy introduction to the podcast is about how payday lending is not loan sharking, and the interview is heavily edited. Your other podcasts are about payday affiliate sites, specific companies and interviews with
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This article is rather odd and blatantly wrong. I get the claim of payday loans being "legal loan sharking" but that's just a rhetorical device, a way to cast that industry in a negative light. Absolutely none of those articles are actually literally making the claim that payday loans IS under any
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Flowanda--It is clear you are personally targeting PLIWatch for removal regardless of its value to
Wikivisitors. When you say we're not a "reliable source" how can you construe that a lengthy interview with an *FBI agent* is not "reliable"? How can you make the claim that the interview is *heavily
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First there is a guy speaking for about two minutes, before the interview starts. This guy is not an independent scholar, nor neutral on the issue, by what I hear on the podcast. This is just a guy. Blogs and forum posts by "just a guy" are not included in
Knowledge, and podcasts are not an
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Knowledge policy clearly states this link is OK: "Sites with other meaningful, relevant content that is not suitable for inclusion in an article, such as reviews and interviews." The interview is detailed, in depth, comes from an FBI agent about loan sharking in the U.S. (in the context of
334:"Ah Long" does not mean dragon in Chinese. The name Tai Yee Loong in Cantonese comes from the fact that Ah Longs used to put coins in their ears. Therefore their ear appears bigger. Tai Yee Loong literally means "Big Ear Hole". Over time, they come to be known as Ah Long for short.
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There's recently been a large amount of 'quick cash' loan companies setting up and advertising over the TV in the UK such as QuickQuid, Cash Genie etc. Typical APRs are around 2000% to 3000%. Are these worthy of inclusion in this article?
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However, even if the above three pieces of advice are applied, my last point still stands: this podcast does not provide any information that the
Knowledge article could not. Expand the Knowledge article rather than adding a link.
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I don't know if it is true or not, but statements which carry clear disapproval should be supported by a reference (newspaper article, etc?). Otherwise it just looks like someone who has a gripe with
Citibank has made it up.
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I'm responding many years later, but the point still stands. This article is a mess and can't decide whether it is about illegal lending, or just high interest loans. It needs to decide to be a decent article.
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paid consultants. Your website lists only three reviews from over a year ago, "find a lender" links on every page, popup ads and information about how to be a podcast/etc. sponser. Since this is your website,
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The interview is not in-depth, and not scholarly. It is aimed at a lay audience and does not provide any information that could not be found in reliable sources and added to the
Knowledge article.
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It feels to me that loan sharks have a growing presence in popular South Korean media. (namely Squid Game and
Parasite). I'm not sure if this could be put in the article, but it seems relevant.
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Host it on a third-party site, preferably one which is not open for anyone to upload content to. YouTube would be fine. This ensures that the link is not intended to promote a website.
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Recently big banks like
Citibank have started buying these highly profitable operations but they disguise their ownership to avoid public scrutiny of questionable lending practices.
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I have no personal interest/bias; nor am I trying to make edits based on *my* criteria. It's your website, not the interviewee, that I don't think meets the guidelines for a
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Both Ah Long references which lead to The Star only give a "Sorry, Access Denied" error message. Does anyone have other sources which don't come from The Star? --
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The podcast is self-published and contains unverifiable research. The authors of the site themselves confirm this in the about us section there.
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https://web.archive.org/web/20081208034248/http://thestar.com.my/news/story.asp?file=%2F2007%2F1%2F5%2Fnation%2F16487569&sec=nation
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understanding loan sharking) and would be of benefit to *any* Wiki user researching this topic. It should not be arbitrarily removed.
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https://web.archive.org/web/20081208034242/http://thestar.com.my/news/story.asp?file=%2F2007%2F1%2F29%2Fnorth%2F16709321&sec=north
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When you have finished reviewing my changes, you may follow the instructions on the template below to fix any issues with the URLs.
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Link to the FBI guy's personal webpage on the FBI website, if they have such a thing, or another way of verifying he is of the FBI.
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represents pliwatch.org, I will give some tips on how to format this interview to be fit for inclusion in
Knowledge.
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Cut the introduction, apart from "this is a guy from the FBI, and I'm going to ask him some questions".
418:(it's listed at the bottom of the page) because of the points you raise...does that work for you?
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on Knowledge. If you would like to participate, please visit the project page, where you can join
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I have removed the following recently added statement from the article:
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he'll my name is codie may and I am bad need for money today please
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for additional information. I made the following changes:
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I disagree. Your website is clearly commercial and not a
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Therefore, I think it should be removed. However, this
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Buying up of payday loan operations by mainstream banks
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Could someone please link the portuguese version: "
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