34:
131:. The act is a codifying act, that is to say, it attempts to collate existing common law and present it in a statutory (i.e. βcodifiedβ) form. In the event, the act did more than merely codify the law, and some new elements were introduced in 1906. The Marine Insurance Act 1906 has been highly influential, as it governs not merely English law, but it also dominates marine insurance worldwide through its wholesale adoption by other jurisdictions.
283:
Accordingly, s,14(3) amends s.17 of the Marine
Insurance Act 1906 to read: "A contract of marine insurance is a contract based upon the utmost good faith" and that section's subsequent words: "and, if the utmost good faith be not observed by either party, the contract may be avoided by the other
2509:
195:
If be not complied with, then, subject to any express provision in the policy, the insurer is discharged from liability as from the date of the breach of warranty, but without prejudice to any liability incurred by him before that
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ss.60-63: deals with the issues of a constructive total loss. The insured can, by notice, claim for a constructive total loss with the insurer becoming entitled to the ship or cargo if it should later turn up. (By contrast an
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s.34(2): where a warranty has been broken, it is no defence to the insured that the breach has been remedied, and the warranty complied with, prior to the loss.
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s.18: the proposer of the insurer has a duty to disclose all material facts relevant to the acceptance and rating of the risk. Failure to do so is known as
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Section 14 provides that "any rule of law permitting a party to a contract of insurance to avoid the contract on the ground that
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Schedule 1 of the Act contains a list of definitions; schedule 2 contains the model policy wording.
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188:(there are minor differences in the two terms) and renders the insurance voidable by the insurer.
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222:. Typically, a shipowner might assign the benefit of a policy to the ship-mortgagor.
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175:); i.e. that questions must be answered honestly and the risk not misrepresented.
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have addressed insurance in general, and have amended the law in several ways.
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94:
as in force today (including any amendments) within the United
Kingdom, from
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272:
Part 5 of the
Insurance Act 2015 addresses "Good faith" as follows:
116:. The act applies both to "ship & cargo" marine insurance, and to
242:
109:
61:
319:
294:
209:
263:
Consumer
Insurance (Disclosure and Representations) Act 2012
241:; ie. the rights of the insurer to stand in the shoes of an
136:
Consumer
Insurance (Disclosure and Representations) Act 2012
232:
describes the physical destruction of a vessel or cargo.)
280:
has not been observed by the other party is abolished.
51:
An Act to codify the Law relating to Marine
Insurance.
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150:The most important sections of this Act include:
2691:
142:have made amendments to the law of insurance.
112:. c. 41) is a UK act of Parliament regulating
1338:Kingdom of Great Britain and Northern Ireland
335:
2538:Church of England Assembly (Powers) Act 1919
2574:Measures of the National Assembly for Wales
2598:Acts of the Parliament of Northern Ireland
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328:
1336:Great Britain and Ireland and the United
163:s.17: imposes a duty on the insured of
2700:United Kingdom Acts of Parliament 1906
2692:
2586:Acts of the Northern Ireland Assembly
323:
207:s.34(3): a breach of warranty may be
92:Text of the Marine Insurance Act 1906
2657:United Kingdom statutory instruments
13:
349:
14:
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39:Parliament of the United Kingdom
32:
2558:Acts of the Scottish Parliament
2662:Scottish statutory instruments
127:, who had earlier drafted the
1:
2679:Church of England instruments
358:Pre-parliamentary legislation
389:the Kingdom of Great Britain
7:
2705:United Kingdom contract law
288:
145:
123:The act was drafted by Sir
85:Status: Current legislation
10:
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125:Mackenzie Dalzell Chalmers
18:United Kingdom legislation
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1017:Acts of Parliament of the
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134:Two modern statutes, the
106:Marine Insurance Act 1906
90:
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78:Marine Insurance Act 1745
73:
68:
55:
45:
31:
26:
22:Marine Insurance Act 1906
1334:of the United Kingdom of
1020:Kingdom of Great Britain
365:List of English statutes
315:
803:Interregnum (1642β1660)
284:party" are now omitted.
997:Parliament of Scotland
261:Two new statutes, the
218:s.50: a policy may be
154:s.4: a policy without
129:Sale of Goods Act 1893
2710:Insurance legislation
2649:Secondary legislation
1304:Parliament of Ireland
396:Parliament of England
2570:Acts of Senedd Cymru
2501:European Communities
370:Charter of Liberties
249:for his own benefit.
245:insured and recover
2475:Halsbury's Statutes
387:of states preceding
385:Acts of parliaments
310:Seaworthiness (law)
23:
2481:Legislation.gov.uk
1332:Acts of Parliament
267:Insurance Act 2015
265:(βCIDRAβ) and the
156:insurable interest
140:Insurance Act 2015
138:(βCIDRAβ) and the
96:legislation.gov.uk
21:
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2635:1972β2009/2015β16
2608:Orders in Council
2524:Church of England
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1012:
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879:Habeas Corpus Act
790:Petition of Right
300:UK commercial law
278:utmost good faith
237:s.79: deals with
230:actual total loss
102:
101:
69:Other legislation
27:Act of Parliament
2722:
2715:Marine insurance
2667:Acts of Sederunt
2627:Northern Ireland
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2495:relating to the
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213:by the insurer.
169:(as opposed to
166:uberrimae fides
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2031:
2029:
2026:
2024:
2021:
2019:
2016:
2014:
2011:
2009:
2006:
2004:
2001:
1999:
1996:
1994:
1991:
1989:
1986:
1984:
1981:
1979:
1976:
1974:
1971:
1969:
1966:
1964:
1961:
1959:
1956:
1954:
1951:
1949:
1946:
1944:
1941:
1939:
1936:
1934:
1931:
1929:
1926:
1924:
1921:
1919:
1916:
1914:
1911:
1909:
1906:
1904:
1901:
1899:
1896:
1894:
1891:
1889:
1886:
1884:
1881:
1879:
1876:
1874:
1871:
1869:
1866:
1864:
1861:
1859:
1856:
1854:
1851:
1849:
1846:
1844:
1841:
1840:
1836:
1833:
1831:
1828:
1826:
1823:
1821:
1818:
1816:
1813:
1811:
1808:
1806:
1803:
1801:
1798:
1796:
1793:
1791:
1788:
1786:
1783:
1781:
1778:
1776:
1773:
1771:
1768:
1766:
1763:
1761:
1758:
1756:
1753:
1751:
1748:
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1741:
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1733:
1731:
1728:
1726:
1723:
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1718:
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1713:
1711:
1708:
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1703:
1701:
1698:
1696:
1693:
1691:
1688:
1686:
1683:
1681:
1678:
1676:
1673:
1671:
1668:
1666:
1663:
1661:
1658:
1656:
1653:
1651:
1648:
1646:
1643:
1641:
1638:
1636:
1633:
1631:
1628:
1626:
1623:
1621:
1618:
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1613:
1611:
1608:
1606:
1603:
1601:
1598:
1596:
1593:
1591:
1588:
1586:
1583:
1581:
1578:
1576:
1573:
1571:
1568:
1566:
1563:
1561:
1558:
1556:
1553:
1551:
1548:
1546:
1543:
1541:
1538:
1536:
1533:
1531:
1528:
1526:
1523:
1521:
1518:
1516:
1513:
1511:
1508:
1506:
1503:
1501:
1498:
1496:
1493:
1491:
1488:
1486:
1483:
1481:
1478:
1476:
1473:
1471:
1468:
1466:
1463:
1461:
1458:
1456:
1453:
1451:
1448:
1446:
1443:
1441:
1438:
1436:
1433:
1431:
1428:
1426:
1423:
1421:
1418:
1416:
1413:
1411:
1408:
1406:
1403:
1401:
1398:
1396:
1393:
1391:
1388:
1386:
1383:
1381:
1378:
1376:
1373:
1371:
1368:
1366:
1363:
1361:
1358:
1356:
1353:
1351:
1348:
1346:
1343:
1342:
1340:
1333:
1329:
1323:
1320:
1318:
1315:
1313:
1310:
1309:
1307:
1305:
1300:
1294:
1291:
1289:
1286:
1284:
1281:
1279:
1276:
1274:
1271:
1269:
1266:
1264:
1261:
1259:
1256:
1254:
1251:
1249:
1246:
1244:
1241:
1239:
1236:
1234:
1231:
1229:
1226:
1224:
1221:
1219:
1216:
1214:
1211:
1209:
1206:
1204:
1201:
1199:
1196:
1194:
1191:
1189:
1186:
1184:
1181:
1179:
1176:
1174:
1171:
1169:
1166:
1164:
1161:
1159:
1156:
1154:
1151:
1149:
1146:
1144:
1141:
1139:
1136:
1134:
1131:
1129:
1126:
1124:
1121:
1119:
1116:
1114:
1111:
1109:
1106:
1104:
1101:
1099:
1096:
1094:
1091:
1089:
1086:
1084:
1081:
1079:
1076:
1074:
1071:
1069:
1066:
1064:
1061:
1059:
1056:
1054:
1051:
1049:
1046:
1044:
1041:
1039:
1036:
1034:
1031:
1029:
1026:
1025:
1023:
1021:
1015:
1005:
1002:
1001:
999:
995:
989:
986:
984:
981:
979:
976:
974:
971:
969:
966:
964:
961:
959:
956:
954:
951:
949:
946:
944:
941:
939:
936:
934:
931:
929:
926:
924:
921:
919:
916:
914:
911:
907:
904:
903:
902:
899:
897:
894:
892:
889:
887:
884:
880:
877:
876:
875:
872:
870:
867:
865:
862:
860:
857:
855:
852:
850:
847:
845:
842:
840:
837:
835:
832:
830:
827:
825:
822:
820:
817:
815:
812:
810:
807:
805:
804:
800:
798:
795:
791:
788:
787:
786:
783:
781:
778:
776:
773:
771:
768:
766:
763:
761:
758:
756:
753:
751:
748:
746:
743:
741:
738:
736:
733:
731:
728:
726:
723:
721:
718:
716:
713:
711:
708:
706:
703:
701:
698:
696:
693:
691:
688:
686:
683:
681:
678:
676:
673:
671:
668:
666:
663:
661:
658:
656:
653:
651:
648:
646:
643:
641:
638:
636:
633:
631:
628:
626:
623:
621:
618:
616:
613:
611:
608:
606:
603:
601:
598:
596:
593:
591:
588:
586:
583:
581:
578:
576:
573:
571:
568:
566:
563:
561:
558:
556:
553:
551:
548:
546:
543:
541:
538:
536:
533:
531:
528:
526:
523:
521:
518:
516:
513:
511:
508:
506:
503:
501:
498:
496:
493:
491:
488:
486:
483:
481:
478:
476:
473:
471:
468:
466:
463:
461:
458:
456:
453:
451:
448:
446:
443:
441:
438:
436:
433:
431:
428:
426:
423:
421:
420:
419:Temp. incert.
416:
414:
411:
409:
406:
404:
401:
400:
398:
394:
391:
386:
382:
376:
373:
371:
368:
366:
363:
362:
360:
356:
352:
345:
340:
338:
333:
331:
326:
325:
322:
311:
308:
306:
303:
301:
298:
296:
293:
292:
282:
279:
275:
274:
273:
270:
268:
264:
254:
248:
244:
240:
236:
235:
231:
226:
225:
221:
217:
216:
212:
211:
206:
205:
201:
200:
197:
192:
191:
187:
183:
179:
178:
174:
173:
172:caveat emptor
168:
167:
162:
161:
157:
153:
152:
151:
143:
141:
137:
132:
130:
126:
121:
119:
118:P&I cover
115:
111:
107:
97:
93:
89:
82:
79:
76:
72:
67:
63:
60:
58:
54:
50:
48:
44:
40:
30:
25:
16:
2616:1994 to date
2551:institutions
2510:1972 to date
2486:Short titles
2473:
1302:Acts of the
801:
418:
271:
260:
252:
229:
208:
194:
185:
181:
170:
164:
149:
133:
122:
105:
103:
15:
375:Magna Carta
243:indemnified
239:subrogation
186:concealment
2694:Categories
2499:(formerly
47:Long title
1322:1751β1800
1317:1701β1750
1113:1760β1764
1108:1755β1759
1103:1750β1754
1098:1745β1749
1093:1740β1744
1088:1735β1739
1083:1730β1734
1078:1725β1729
1073:1720β1724
1068:1715β1719
445:1422β1460
440:1413β1421
435:1399β1411
430:1377β1397
425:1327β1376
413:1308β1325
408:1275β1307
403:1225β1267
193:s.33(3):
2549:devolved
2526:measures
289:See also
220:assigned
158:is void.
146:Overview
110:8 Edw. 7
62:8 Edw. 7
57:Citation
1312:to 1700
1004:to 1707
247:salvage
64:. c. 41
295:Airmic
257:Reform
210:waived
316:Notes
196:date.
2625:for
2591:List
2579:List
2572:and
2563:List
2533:List
2466:2024
2461:2023
2456:2022
2451:2021
2446:2020
2441:2019
2436:2018
2431:2017
2426:2016
2421:2015
2416:2014
2411:2013
2406:2012
2401:2011
2396:2010
2391:2009
2386:2008
2381:2007
2376:2006
2371:2005
2366:2004
2361:2003
2356:2002
2351:2001
2346:2000
2338:1999
2333:1998
2328:1997
2323:1996
2318:1995
2313:1994
2308:1993
2303:1992
2298:1991
2293:1990
2288:1989
2283:1988
2278:1987
2273:1986
2268:1985
2263:1984
2258:1983
2253:1982
2248:1981
2243:1980
2238:1979
2233:1978
2228:1977
2223:1976
2218:1975
2213:1974
2208:1973
2203:1972
2198:1971
2193:1970
2188:1969
2183:1968
2178:1967
2173:1966
2168:1965
2163:1964
2158:1963
2153:1962
2148:1961
2143:1960
2138:1959
2133:1958
2128:1957
2123:1956
2118:1955
2113:1954
2108:1953
2103:1952
2098:1951
2093:1950
2088:1949
2083:1948
2078:1947
2073:1946
2068:1945
2063:1944
2058:1943
2053:1942
2048:1941
2043:1940
2038:1939
2033:1938
2028:1937
2023:1936
2018:1935
2013:1934
2008:1933
2003:1932
1998:1931
1993:1930
1988:1929
1983:1928
1978:1927
1973:1926
1968:1925
1963:1924
1958:1923
1953:1922
1948:1921
1943:1920
1938:1919
1933:1918
1928:1917
1923:1916
1918:1915
1913:1914
1908:1913
1903:1912
1898:1911
1893:1910
1888:1909
1883:1908
1878:1907
1873:1906
1868:1905
1863:1904
1858:1903
1853:1902
1848:1901
1843:1900
1835:1899
1830:1898
1825:1897
1820:1896
1815:1895
1810:1894
1805:1893
1800:1892
1795:1891
1790:1890
1785:1889
1780:1888
1775:1887
1770:1886
1765:1885
1760:1884
1755:1883
1750:1882
1745:1881
1740:1880
1735:1879
1730:1878
1725:1877
1720:1876
1715:1875
1710:1874
1705:1873
1700:1872
1695:1871
1690:1870
1685:1869
1680:1868
1675:1867
1670:1866
1665:1865
1660:1864
1655:1863
1650:1862
1645:1861
1640:1860
1635:1859
1630:1858
1625:1857
1620:1856
1615:1855
1610:1854
1605:1853
1600:1852
1595:1851
1590:1850
1585:1849
1580:1848
1575:1847
1570:1846
1565:1845
1560:1844
1555:1843
1550:1842
1545:1841
1540:1840
1535:1839
1530:1838
1525:1837
1520:1836
1515:1835
1510:1834
1505:1833
1500:1832
1495:1831
1490:1830
1485:1829
1480:1828
1475:1827
1470:1826
1465:1825
1460:1824
1455:1823
1450:1822
1445:1821
1440:1820
1435:1819
1430:1818
1425:1817
1420:1816
1415:1815
1410:1814
1405:1813
1400:1812
1395:1811
1390:1810
1385:1809
1380:1808
1375:1807
1370:1806
1365:1805
1360:1804
1355:1803
1350:1802
1345:1801
1293:1800
1288:1799
1283:1798
1278:1797
1273:1796
1268:1795
1263:1794
1258:1793
1253:1792
1248:1791
1243:1790
1238:1789
1233:1788
1228:1787
1223:1786
1218:1785
1213:1784
1208:1783
1203:1782
1198:1781
1193:1780
1188:1779
1183:1778
1178:1777
1173:1776
1168:1775
1163:1774
1158:1773
1153:1772
1148:1771
1143:1770
1138:1769
1133:1768
1128:1767
1123:1766
1118:1765
1063:1714
1058:1713
1053:1712
1048:1711
1043:1710
1038:1709
1033:1708
1028:1707
988:1706
983:1705
978:1704
973:1703
968:1702
963:1701
958:1700
953:1698
948:1697
943:1696
938:1695
933:1694
928:1693
923:1692
918:1691
913:1690
901:1689
896:1688
891:1685
886:1680
874:1679
869:1678
864:1677
859:1675
854:1672
849:1670
844:1667
839:1666
834:1665
829:1664
824:1663
819:1662
814:1661
809:1660
797:1640
785:1627
780:1625
775:1623
770:1620
765:1609
760:1606
755:1605
750:1603
745:1601
740:1597
735:1592
730:1588
725:1586
720:1584
715:1580
710:1575
705:1572
700:1571
695:1566
690:1562
685:1558
680:1557
675:1555
670:1554
665:1553
660:1551
655:1549
650:1548
645:1547
640:1546
635:1545
630:1543
625:1542
620:1541
615:1540
610:1539
605:1536
600:1535
595:1534
590:1533
585:1532
580:1531
575:1530
570:1529
565:1523
560:1515
555:1514
550:1513
545:1512
540:1511
535:1509
530:1503
525:1496
520:1495
515:1491
510:1488
505:1487
500:1485
495:1483
490:1482
485:1477
480:1474
475:1472
470:1468
465:1467
460:1464
455:1463
450:1461
104:The
184:or
2696::
120:.
2503:)
343:e
336:t
329:v
108:(
98:.
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