229:-registered brokers. Consumers can also directly access their credit scores from CRIF High Mark. It records repayment history, defaults and frauds on loans and credit facilities extended to individuals or businesses across the country. These services help lenders to analyse the risk profile of the borrower before extending new credit and keep non-performing loans in check. Consumers can check their credit reports and credit scores from the company's website.
25:
371:
range is from 300 to 900, where a score close to 300 is considered to be poor while 900 is the best possible score. A score of over 700 is generally considered good. The
Reserve Bank of India (RBI) has mandated credit bureaus in India to give a full credit report free of charge to each customer every
237:
CRIF High Mark Credit
Information Services Private Limited was known as High Mark Credit Information Services Private Limited. High Mark was founded in 2007 by Dr. Anil Pandya. In 2014, CRIF, an Italy-based firm acquired majority stakes in the company and the name changed to CRIF High Mark.
95:
224:
CRIF High Mark supports over 4,000 credit institutions, including over 1,000 cooperative banks and insurance companies, providing them with credit information, analytics and scoring, decision and software. In addition, it works with telecom service providers, credit rating agencies and
256:
Established in 1988 in
Bologna (Italy), CRIF is a global company specialising in the development and management of credit reporting, business information and decision support systems. The firm has an international presence operating in over 50 countries across four continents
388:, and data quality enhancement, as well as address quality assessment, verification, and improvement. CRIF High Mark also provides market insight reports to help institutions benchmark themselves against competition and understand the penetration, delinquencies, and growth.
384:, Sebi-registered brokers and to the consumers. The company also provides risk management solutions, analytics, decision support and software solutions to its clients in these sectors. It also offers data quality management services that include data quality profiling,
221:. It launched its credit bureau operations in 2010 and has a database of over 120+ crore credit records as of July 2018. CRIF High Mark covers nearly 38 crore unique borrowers as of October 2018. It manages the world's largest microfinance credit bureau database.
273:). It has experience delivering credit bureau solutions in countries like Italy, the Czech Republic, the Slovak Republic, Russia, Jamaica, Morocco, Benin, Vietnam, Bangladesh, Tajikistan and Indonesia. CRIF has been recognized amongst the top 100
406:: IDBI appointed CRIF High Mark Credit Information Services to receive early warning signals (EWS) solution on its retail borrowers on a pilot basis. The bank is also monitoring the accounts on a weekly basis through its credit monitoring group
509:
366:
CRIF High Mark provides two types of credit scores - one for individual consumer called a
Personal Credit Score and another for businesses called a Business Credit Score or Commercial Credit Score. The CRIF
1214:
345:: CRIF launches a new centre for predictive analytics and decision solutions in Pune to support clients in Banking, Financial Services, Insurance and Telecom sectors in India, West and South-East Asia
412:: Monexo, the first peer-to-peer lending company in India has tied-up with CRIF to access credit scores and other relevant financial data to aid in the loan disbursement decision making process
1110:
563:
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988:
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company in India, has collaborated with CRIF High Mark to use its algorithm to ascertain the actuarial risk involved in providing credit to a borrower on the platform.
1285:
1280:
717:
35:
909:
400:
CRIF High Mark, CreditVidya Seal First-of-its-kind
Partnership in India to provide lenders with credit scoring even for new-to-credit and 'thin-file' customers.
333:: CRIF, the earlier strategic investor, acquires a majority stake in the Financial Inclusion category for setting up India's first Microfinance Credit Bureau.
1265:
881:
935:
339:: The sophisticated dedupe engine, OneIdentii, developed by CRIF High Mark, was recognized as the "most promising innovation" at the Technoviti Awards 2016
1088:
690:
974:
1066:
488:
953:
826:
1290:
779:
50:
1013:
989:"High Mark has been selected as the SILVER AWARDEE in the Financial Inclusion Category at the 30th SKOCH Digital Inclusion Summit"
854:
241:
CRIF (The Center for
Research in International Finance) holds 70% in CRIF High Mark. CRIF High Mark's other shareholders include
462:
1275:
226:
745:
380:
CRIF High Mark provides credit information to credit institutions such as banks and NBFCs, telecom, and insurance companies,
603:"CRIF High Mark India Celebrates 5 years of Credit Bureau Operations | BIIA.com | Business Information Industry Association"
1040:
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602:
72:
660:
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42:
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357:: Sherlock Lending, an anti-fraud solution from CRIF High Mark, wins leading innovation award at Technoviti 2019
327:: Won Silver Award at SKOCH Digital Inclusion 2012 for the company’s work towards digital financial inclusion
1215:"RBI Benevolent on P2P Startups After Faircent Now OML Technologies Receives Its Certificate of Registration"
635:
441:"CRIF High Mark Credit Information Services Private Limited: Private Company Information - BusinessWeek"
1089:"Crif High Mark's Kalpana Pandey: The volume of people looking for credit reports has not spiked much"
372:
year. A consumer can check its own credit score free once in a year from CRIF High Mark's website.
536:"High Mark Credit Information Services is 4th credit information company in India - Banknet India"
1270:
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207:
419:
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253:, Edelweiss, Shriram City Union Finance, and Alpha, a microfinance institution consortium.
246:
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8:
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in India. It serves retail, agriculture and rural, MSME, commercial and microfinance.
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968:
466:
718:"Setting the credit score with Psychometric assessment: Parijat Garg, CRIF Highmark"
1111:"Home Credit India Retains first Position in Small Ticket Consumer Durable Loans"
535:
46:
691:"Will RBI's Public Credit Registry Disrupt India's Successful Credit Bureaus?"
510:"High Mark Credit Information Services becomes CRIF High Mark post share sale"
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800:
302:
262:
211:
176:
172:
855:"Italy's CRIF acquires majority stake in credit information firm High Mark"
368:
318:
351:: Crossed 100 million credit decisions mark for the Microfinance industry
140:
801:"CRIF High Mark | India's First Full Service Credit Information Company"
564:"CRIF opens new centre for predictive analytics and decision solutions"
311:: Received license from RBI to operate as a credit information company
463:"Fair Isaac, High Mark Launch Global FICO Score For Indian Lenders"
180:
157:
746:"Battery ventures invests $ 1 mln in high mark credit information"
94:
266:
258:
218:
136:
1188:"P2P market place Monexo to start 1 min loan approval process"
250:
144:
910:"CRIF acquires majority stake in High Mark - Times of India"
270:
192:
301:: Received in-principle approval from RBI to set up as a
161:
489:"Microfinance lenders to stop multiple loans - Livemint"
1067:"'Free' credit information reports are not that 'free'"
217:
The company was incorporated in 2005 and is based in
317:: Launched India's first credit bureau services for
204:
53:, and by adding encyclopedic content written from a
1286:Financial services companies established in 2005
1257:
1281:Business services companies established in 2005
465:. Efytimes.com. 8 December 2010. Archived from
780:"You can get 4 free credit reports each year"
391:
1266:Financial services companies based in Mumbai
1041:"Credit Risk: What it is and Why it matters"
954:"RBI nod for 4 credit information companies"
973:: CS1 maint: numeric names: authors list (
827:"CRIF acquires majority stake in High Mark"
636:"CRIF- Supporting Banks in Digital Journey"
951:
88:CRIF High Mark Credit Information Services
1162:"IDBI Bank writes off Rs 30,000 cr loans"
882:"PNB to sell its stake in CRIF High Mark"
824:
73:Learn how and when to remove this message
1137:"Crif Highmark ties up with CreditVidya"
1065:Saleem, Shaikh Zoaib (24 January 2017).
715:
375:
1258:
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34:contains content that is written like
1134:
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778:Saleem, Shaikh Zoaib (21 May 2018).
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13:
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752:. 13 February 2009. Archived from
735:
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825:Abhyankar, Nikita (4 June 2014).
620:
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1014:"Winners 2016 | Technoviti 2016"
93:
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1135:Nayak, Gayatri (6 March 2019).
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936:"IDC FinTech Rankings Top 100"
653:
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1:
1276:Market research organizations
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952:Newswire18 (18 April 2009).
443:. Investing.businessweek.com
295:: Company started operations
7:
289:: Incorporated as a company
280:
277:by IDC Financial Insights.
10:
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634:Rashi (27 February 2017).
392:CRIF High Mark in the news
303:credit information company
232:
187:
168:
150:
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117:
109:
101:
92:
1109:ANI (21 December 2018).
1115:Business Standard India
105:Private limited company
382:credit rating agencies
305:amongst 13 applicants
183:and decision analytics
376:Products and services
55:neutral point of view
993:www.crifhighmark.com
805:www.crifhighmark.com
540:www.banknetindia.com
420:peer-to-peer lending
418:OML Technologies, a
247:Punjab National Bank
16:Indian credit bureau
1213:Bureau, BW Online.
495:. 17 December 2009.
243:State Bank of India
89:
47:promotional content
1244:has generic name (
1192:The Economic Times
1168:. 19 December 2018
1141:The Economic Times
914:The Times of India
886:The Economic Times
516:. 9 September 2014
514:The Economic Times
386:data deduplication
113:Financial Services
87:
49:and inappropriate
665:www.bloomberg.com
469:on 8 January 2011
362:CRIF Credit Score
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1194:. 24 July 2018
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193:crifhighmark
133:Headquarters
102:Company type
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45:by removing
41:Please help
33:
1242:|last=
1045:CAclubindia
473:19 December
447:19 December
141:Maharashtra
63:August 2021
1260:Categories
1219:BW Disrupt
722:Newsbarons
427:References
416:June 2018:
210:-approved
152:Key people
43:improve it
1166:DNA India
398:Mar 2019:
1234:cite web
1224:26 March
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1120:26 March
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661:"Stocks"
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612:26 March
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545:26 March
520:26 March
410:Jul 2018
404:Dec 2018
281:Timeline
181:software
169:Services
164:& MD
158:Chairman
110:Industry
1039:Guest.
750:Reuters
275:FinTech
263:America
233:History
188:Website
123: (
118:Founded
267:Africa
259:Europe
219:Mumbai
206:is an
137:Mumbai
939:(PDF)
251:SIDBI
145:India
1246:help
1226:2019
1200:2019
1174:2019
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299:2009
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287:2005
271:Asia
269:and
227:SEBI
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Text is available under the Creative Commons Attribution-ShareAlike License. Additional terms may apply.
